435 Waverly Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 435 Waverly Dr, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,390 sqft · built 1974
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2012)
Tax Bill	$5,467 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-0-084-00-0`

Property Details

APN / Parcel Number

Primary APN	`024-0-084-00-0`
Alternative APNs	`13624` `7709`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,390 sqft Gross Area
1st Floor Area	2,242 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	406 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 WAVERLY DR
City	AUGUSTA
State	GA
Zip	30909-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WAVERLY (00000) 012-J
Legal Subdivision	WAVERLY
Legal Block	J
Legal Lot Number	12
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4000
Census Tract	10201

Owner

435 Waverly Dr is owned by two individuals who bought it in June 2012.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6051 UNIT 4360, APO
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit QUEENSBOROUGH NATIONAL BANK
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUEENSBOROUGH NAT'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2012 · Amount on File
Deed Sale	Jun 29, 2012 · Amount on File
Prior Sale	Aug 24, 1990 · Amount on File
Deed Document Number	20123654
Deed Book / Page	1350 / 1437
Prior Transfer Date	Aug 15, 2006
Prior Transfer Doc	0010731074
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	435 WAVERLY DR, AUGUSTA, GA 30909-3154
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 WAVERLY DR, AUGUSTA, GA 30909-3154

Mortgage

Document Number	0019890000002519
Date	Nov 3, 2025
Book Page	0000001989/0000002519

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	435 WAVERLY DR, AUGUSTA, GA 30909-3154
Document Number	0017421886
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 WAVERLY DR AUGUSTA GA 309093154, AUGUSTA, GA 30909-3154

Mortgage

Document Number	0017421886
Date	Sep 22, 2020
Book Page	001742/001886

Lender

Name	QUEENSBOROUGH NAT'L BK&TR
Type	Bank
Address	MARTINEZ, GA 30907

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 435 Waverly Dr was $5,467, down 2.6% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,467.00 (-2.57%)
2025	$5,611.00	$196,340 Land $28,000 Building $168,340	$490,850 Land $70,000 Building $420,850
2023	$4,758.00 (+5.08%) Homeowner's exemption	$196,224 (+28.6%) Land $28,000 Building $168,224	$490,560 (+28.6%) Land $70,000 Building $420,560
2022	$4,528.00	$152,586 Land $28,000 Building $124,586	$381,464 Land $70,000 Building $311,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Waverly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Waverly Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Waverly Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures