431 Waverly Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 431 Waverly Dr, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,224 sqft · built 1982
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2020)
Tax Bill	$3,436 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-0-086-00-0`

Property Details

APN / Parcel Number

Primary APN	`024-0-086-00-0`
Alternative APNs	`13626` `7711`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,224 sqft Gross Area
1st Floor Area	2,216 sqft
Basement Area	355 sqft
Finished Basement	355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	1,160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 WAVERLY DR
City	AUGUSTA
State	GA
Zip	30909-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WAVERLY (00000) 014-J
Legal Subdivision	WAVERLY
Legal Block	J
Legal Lot Number	14
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4000
Census Tract	10201

Owner

431 Waverly Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 WAVERLY DR, AUGUSTA, GA 30909-3153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS AND TRUST
Dec 19, 2020	Correction Deed, Transfer ATTORNEY ONLY
Dec 19, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MTG
May 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Amount on File
Deed Document Number	20207747
Deed Book / Page	1756 / 2137
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	1022000248
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	431 WAVERLY DR, AUGUSTA, GA 30909-3153
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WAVERLY DR, AUGUSTA, GA 30909-3153

Mortgage

Document Number	0018300000000125
Date	Mar 3, 2022
Book Page	0000001830/0000000125
Instrument	2022006800

Lender

Name	FIRST CITIZENS AND TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RICHMOND GA
Recording Date	Dec 19, 2020
Property Address	431 WAVERLY DR, AUGUSTA, GA 30909-3153
Document Number	0017562136
Book / Page	001756 / 002136
Instrument Date	Dec 19, 2020
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	431 WAVERLY DR AUGUSTA GA 309093153, AUGUSTA, GA 30909-3153

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Dec 19, 2020
Property Address	431 WAVERLY DR, AUGUSTA, GA 30909-3153
Document Number	0017562137
Book / Page	001756 / 002137
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 WAVERLY DR AUGUSTA GA 309093153, AUGUSTA, GA 30909-3153

Mortgage

Document Number	17562139
Date	Dec 19, 2020
Book Page	001756/002139

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	May 14, 2019
Property Address	431 WAVERLY DR, AUGUSTA, GA 30909-3153
Document Number	0016760739
Book / Page	001676 / 000739
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4411 FERRY LNDG EVANS GA 308095035, EVANS, GA 30809-5035

Tax Assessment & Valuation

The 2026 property tax bill for 431 Waverly Dr was $3,436, down 27.1% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,436.00 (-27.13%)
2025	$4,715.00	$162,988 Land $28,000 Building $134,988	$407,470 Land $70,000 Building $337,470
2023	$2,524.00 (-20.88%) Homeowner's exemption	$107,316 (+2.41%) Land $28,000 Building $79,316	$268,290 (+2.41%) Land $70,000 Building $198,290
2022	$3,190.00	$104,790 Land $28,000 Building $76,790	$261,974 Land $70,000 Building $191,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Waverly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Waverly Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Waverly Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures