435 W River Rd, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 435 W River Rd, Waterville, ME 04901 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,308 sqft · built 1982
Lot Size0.835 acres (36,364 sqft)
OwnerCompany Name on File
Tax Bill$4,464 (2025)
Deeds & MortgagesSep 2021 Refinance
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APNWAVL M:017 B:006

Property Details

APN / Parcel Number

Primary APNWAVL M:017 B:006
Alternative APN
  • 1397

Interior

Bedrooms1 Bed
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,308 sqft Living Area
Gross Area4,478 sqft
Basement Area582 sqft
Unfinished Basement582 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,364 sqft (0.835 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1397
Street Address435 W RIVER RD
CityWATERVILLE
StateME
Zip04901-4402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group3
Census Block3010
Census Tract24202

Owner

Source: Kennebec County and Waterville City records · APN WAVL M:017 B:006

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address89 COLES CROSSING DR, SIDNEY, ME 04330-2571
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
KENNEBEC SAVINGS BANK
Aug 24, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address435 W RIVER RD, WATERVILLE, ME 04901-4402
Transaction TypeMortgage
Record UpdatedOct 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021027579
DateSep 23, 2021
Book Page14182/314
Instrument2021027579
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateAug 24, 2020
Property Address435 W RIVER RD, WATERVILLE, ME 04901-4402
Document Number2020020648
Book / Page13680 / 113
Instrument DateAug 20, 2020
Instrument2020020648
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Kennebec County and Waterville City records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,464.00 (+0.9%)$262,600 (+18.13%) Land $36,600 Building $226,000
2024$256,120
2023$4,424.00 (+18.1%)$222,300 (+53.42%) Land $28,000 Building $194,300
2022$3,746.00$144,900 Land $21,000 Building $123,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110242023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

May also be available at this address: Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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