415 W River Rd, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 415 W River Rd, Waterville, ME 04901

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,976 sqft · built 1950
Lot Size	0.879 acres (38,300 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Jun 2020)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:017 B:010`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:017 B:010`
Alternative APN	`4916`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,506 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,300 sqft (0.879 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4916
Street Address	415 W RIVER RD
City	WATERVILLE
State	ME
Zip	04901-4402
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	10
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3010
Census Tract	24202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 W River Rd, a duplex, is owned and occupied by an individual who bought it in June 2020.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	415 W RIVER RD, WATERVILLE, ME 04901-4402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 9, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Dec 31, 2012 · Amount on File
Deed Document Number	202012212
Deed Book / Page	13583 / 249
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	415 W RIVER RD, WATERVILLE, ME 04901-4402
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022015415
Date	Jul 1, 2022
Book Page	14499/60
Instrument	2022015415

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jun 9, 2020
Property Address	415 W RIVER RD, WATERVILLE, ME 04901-4402
Document Number	2020012212
Book / Page	13583 / 249
Instrument Date	Jun 5, 2020
Instrument	2020012212
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PARK ST, WATERVILLE, ME 04901-6041

Mortgage

Document Number	2020012213
Date	Jun 9, 2020
Instrument	2020012213

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 415 W River Rd was $4,359.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,359.00	$256,400 Land $37,300 Building $219,100
2023	$4,770.00 (+20.06%)	$239,700 (+55.95%) Land $28,600 Building $211,100
2022	$3,973.00	$153,700 Land $21,400 Building $132,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 415 W River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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