435 W 25th St, Merced, CA 95340 Property Records

Merced County property record for 435 W 25th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1921
Lot Size	0.172 acres (7,500 sqft)
Owner	Trust Name on Record
Last Sale	$128,000 (Jan 2015)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2018 Transfer
Flood Zone	Zone AH (high risk)
APN	`030-103-013-000`

Property Details

APN / Parcel Number

Primary APN	`030-103-013-000`
Alternative APN	`030103013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	737 sqft
1st Floor Area	737 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1998
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030103013
Street Address	435 W 25TH ST
City	MERCED
State	CA
Zip	95340-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED LOT 12 BLK 22
Legal Subdivision	MERCED
Legal Block	22
Legal Lot Number	12
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1016
Census Tract	1302

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	435 W 25TH ST, MERCED, CA 95340-2821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage ERIC L & DIANE K SWENSON
Oct 1, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on Record
Deed Sale	Jan 21, 2015 · Amount on Record
Prior Sale	Jan 21, 2015 · Amount on Record
Deed Document Number	0000002052
Last Transfer Date	Oct 1, 2018
Transfer Doc	0000030527
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	435 W 25TH ST, MERCED, CA 95340-2821
Document Number	0000030528
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 W 25TH ST MERCED CA 953402821, MERCED, CA 95340-2821

Mortgage

Document Number	0000030528
Date	Oct 1, 2018
Instrument	30528

Lender

Name	ERIC L & DIANE K SWENSON
Address	3610 SYRACUSE CT, MERCED, CA 95348-2116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2033

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 1, 2018
Property Address	435 W 25TH ST, MERCED, CA 95340-2821
Document Number	0000030527
Instrument Date	Sep 28, 2018
Instrument	30527
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	435 W 25TH ST MERCED CA 953402821, MERCED, CA 95340-2821

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,306.00 (+7.36%) Homeowner's exemption	$213,937 (+4.04%) Land $48,070 Building $165,867
2023	$2,148.00 (+1.46%) Homeowner's exemption	$205,631 Land $46,204 Building $159,427
2022	$2,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	174.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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