435 Upper Mountain Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 435 Upper Mountain Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1900
Lot Size	0.18 acres (7,858 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Sep 2023)
Tax Bill	$15,316 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01801-0000-00056`

Property Details

APN / Parcel Number

Primary APN	`13-01801-0000-00056`
Alternative APN	`130180100056`

Interior

Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,858 sqft (0.18 acres)
Lot Dimensions	76 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130180100056
Street Address	435 UP MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7859SF
Legal Block	1801
Legal Lot Number	56
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3008
Census Tract	16100

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1415
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Dec 18, 2000 · Amount on Record
Deed Document Number	202357671
Record Updated	Sep 20, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 25, 2023
Property Address	435 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1415
Document Number	0000057671
Instrument Date	Jul 26, 2023
Instrument	2023057671
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1415

Mortgage

Document Number	0000057672
Date	Sep 25, 2023
Instrument	2023057672

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,600 (-) Land $305,400 Building $130,200	$435,600 (-) Land $305,400 Building $130,200
2025	$15,316.00 (+3.33%)	$435,600 (-) Land $305,400 Building $130,200	$435,600 (-) Land $305,400 Building $130,200
2024	$14,823.00 (+3.5%)
2023		$435,600 (-) Land $305,400 Building $130,200	$435,600 (-) Land $305,400 Building $130,200
2022	$14,322.00 (+1.76%)	$435,600 Land $305,400 Building $130,200	$435,600 Land $305,400 Building $130,200
2021	$14,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1999–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2022 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20