Allegheny County property record for 435 Torrence Ave, Carnegie, PA 15106
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1940 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Jun 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-P-4 |
| Primary APN | 102-P-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,000 sqft (0.115 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 435 TORRENCE AVE |
|---|---|
| City | CARNEGIE |
| State | PA |
| Zip | 15106-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W CARNEGIE LAND CO PLAN 45-46 LOT 50X100 IN ALL TORRENCE AV 1 1/2 STY FRA-ALUM SDG HSE 435 |
| Legal Subdivision | W CARNEGIE LAND CO PLAN |
| Legal Block | 102P |
| Legal Lot Number | 4 |
| Jurisdiction | ALLEGHENY PA |
| Township / Civil Division | SCOTT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 470600 |
Source: Allegheny County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 TORRENCE AVE, CARNEGIE, PA 15106-3451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 18, 1997 |
| Transfer Doc | 1120971659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 435 TORRENCE AVE, CARNEGIE, PA 15106-3451 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0545080532 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 54508/532 |
| Instrument | 2021-65725 |
| Name | UNITED STATES OF AMERICA BY SEC HOUS & U |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Allegheny County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Allegheny County |
| County Subdivision | Scott Township |
| Unified School District | Chartiers Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,300 (-) Land $20,000 Building $31,300 | $69,300 (-) Land $20,000 Building $49,300 | |
| 2025 | $1,774.00 (+18.11%) Homeowner's exemption | $51,300 (-) Land $20,000 Building $31,300 | |
| 2023 | $1,502.00 Homeowner's exemption | $51,300 Land $20,000 Building $31,300 | |
| 2012 | $69,300 Land $20,000 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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