431 Torrence Ave, Carnegie, PA 15106 Property Records

Allegheny County property record for 431 Torrence Ave, Carnegie, PA 15106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,497 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2026)
Tax Bill	$462 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-P-7`

Property Details

APN / Parcel Number

Primary APN	`102-P-7`
Alternative APN	`0102-P-00007-0000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 TORRENCE AVE
City	CARNEGIE
State	PA
Zip	15106-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST CARNEGIE COMPANYS PLAN OF LOTS LOTS 42-43 = 50 X 100 X 50 X 100 1 1/2 STY BRK V HSE 431
Legal Subdivision	WEST CARNEGIE COMPANYS PLAN
Legal Block	102P
Legal Lot Number	7
Jurisdiction	ALLEGHENY PA
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1026
Census Tract	470600

Owner

Source: Allegheny County records · APN 102-P-7

Assessment roll updated June 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 TORRENCE AVE, CARNEGIE, PA 15106-3451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	20261439
Deed Book / Page	20304 / 221
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHENY PA
Recording Date	Jan 22, 2026
Property Address	431 TORRENCE AVE, CARNEGIE, PA 15106-3451
Document Number	0203040221
Book / Page	20304 / 221
Instrument Date	Jan 03, 2026
Instrument	2026-01439
Transaction Type	Transfer
Record Updated	Apr 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 TORRENCE AVE, CARNEGIE, PA 15106-3451

Mortgage

Document Number	0202603008
Date	Jan 22, 2026
Instrument	2026-03008

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Allegheny County records · Assessment roll updated June 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Allegheny County
County Subdivision	Scott Township
Unified School District	Chartiers Valley School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$462.00 (-81.45%)	$72,000 (-) Land $20,000 Building $52,000	$90,000 (-) Land $20,000 Building $70,000
2025	$2,490.00 (+5.15%) Homeowner's exemption	$72,000 (-) Land $20,000 Building $52,000	$90,000 (-) Land $20,000 Building $70,000
2024	$2,368.00 (+12.28%)
2023	$2,109.00 Homeowner's exemption	$72,000 Land $20,000 Building $52,000
2012			$90,000 Land $20,000 Building $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 684 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PA AMER WATER CO-PITTSBURGH private · serves 686,000 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.