San Joaquin County property record for 435 Sea Cove Dr, Ripon, CA 95366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,288 sqft · built 2004 |
| Lot Size | 0.099 acres (4,337 sqft) |
| Owner | Trust Name on File |
| Last Sale | $240,500 (Apr 2004) |
| Tax Bill | $957 (2025) |
| Deeds & Mortgages | Feb 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 261-560-350-000 |
| Primary APN | 261-560-350-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,337 sqft (0.099 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 435 SEA COVE DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 261-030-12 PER CHESAPEAKE LANDING |
| Legal Subdivision | CHESAPEAKE LANDING |
| Legal Lot Number | 35 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-560-350-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 435 SEA COVE DR, RIPON, CA 95366-9372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2004 · Amount on Record |
| Deed Sale | Apr 21, 2004 · Amount on Record |
| Prior Sale | Aug 28, 2006 |
| Deed Document Number | 0000083860 |
| Last Transfer Date | Feb 07, 2020 |
| Transfer Doc | 0000016803 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 07, 2020 |
| Property Address | 435 SEA COVE DR, RIPON, CA 95366-9372 |
| Document Number | 0000016803 |
| Map Reference | MB 37 PG 45 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020-016803 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 SEA COVE DR, RIPON, CA 95366-9372 |
| Document Number | 0000016804 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 2020-016804 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Feb 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $957.00 (+3.91%) Homeowner's exemption | $88,808 (+4.04%) Land $14,949 Building $73,859 |
| 2023 | $921.00 (+1.54%) Homeowner's exemption | $85,361 Land $14,369 Building $70,992 |
| 2022 | $907.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: UnWired Broadband Holding, Verizon.
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RIPON serves 15,753 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Also Mapped Here | SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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