323 Sea Cove Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 323 Sea Cove Dr, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,501 sqft · built 2004
Lot Size	0.101 acres (4,402 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2024)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`261-560-410-000`

Property Details

APN / Parcel Number

Primary APN	`261-560-410-000`
Alternative APN	`261-560-41`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	4,402 sqft (0.101 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	261-560-41
Street Address	323 SEA COVE DR
City	RIPON
State	CA
Zip	95366-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT OF 261-030-12/13 PER CHESAPEAKE LANDING
Legal Subdivision	CHESAPEAKE LANDING
Legal Block	4
Legal Lot Number	41
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4035
Census Tract	5003

Owner

Source: San Joaquin County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 SEA COVE DR, RIPON, CA 95366-9372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Oct 14, 2020	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jul 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202479283
Prior Transfer Date	Sep 12, 2024
Prior Transfer Doc	0000079282
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 14, 2020
Property Address	323 SEA COVE DR, RIPON, CA 95366-9372
Document Number	0000137539
Map Reference	DOC 2002-214537
Instrument Date	Oct 5, 2020
Instrument	2020-137539
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 SEA COVE DR, RIPON, CA 95366-9372

Mortgage

Document Number	0000137540
Date	Oct 14, 2020
Instrument	2020-137540

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 14, 2020
Property Address	323 SEA COVE DR, RIPON, CA 95366-9372
Document Number	0000137538
Instrument Date	Oct 5, 2020
Instrument	137538
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16291 COUNTESS DR #219 HUNTINGTON BEACH CA 926491936, 219, HUNTINGTON BEACH, CA 92649-1936

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 1, 2019
Property Address	323 SEA COVE DR, RIPON, CA 95366-9372
Document Number	0000068838
Map Reference	DOC 2002-214537
Instrument Date	Jun 21, 2019
Instrument	2019-068838
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY MANTECA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 SEA COVE DR, RIPON, CA 95366-9372

Mortgage

Document Number	0000068839
Date	Jul 1, 2019
Instrument	2019-068839

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00 (-59.53%)	$166,533 (-59.78%) Land $44,964 Building $121,569
2023	$4,403.00 (+1.64%) Homeowner's exemption	$414,079 Land $98,838 Building $315,241	$453,330
2022	$4,332.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband, Verizon.

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