Martin County property record for 385 SE Cardinal Trl, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 1990 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,000 (Mar 2010) |
| Tax Bill | $6,792 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-39-41-003-000-0044.0-9-0000 |
| Primary APN | 04-39-41-003-000-0044.0-9-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,556 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 828 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 385 SE CARDINAL TRL |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2B |
| Legal Description | SOUTH RIVER COLONY UNREC LOT 44 OR 332/1267 |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 4 |
| Legal Subdivision | SOUTH RIVER COLONY |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1108 |
Source: Martin County records, as of August 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 385 SW CARDINAL TRL, STUART, FL 34997 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2010 · Amount on Record |
| Deed Sale | Mar 9, 2010 · Amount on Record |
| Prior Sale | Dec 21, 2009 |
| Deed Document Number | 20102197337 |
| Deed Book / Page | 2441 / 1674 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | 0022641244 |
| Record Updated | Jun 8, 2026 |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396,174 (+21%) | $451,350 (+11.6%) Land $200,000 Building $251,350 | |
| 2024 | $6,792.00 (+7.16%) | ||
| 2023 | $6,338.00 (+9.26%) | $327,418 (+1%) | $404,420 (+8.79%) Land $185,000 Building $219,420 |
| 2022 | $5,801.00 | $297,653 | $371,740 Land $188,700 Building $183,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 247 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 3 (1995–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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