435 Santorini Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 435 Santorini Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,648 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,733 (Jun 2020)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182317-0010`

Property Details

APN / Parcel Number

Primary APN	`182317-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 SANTORINI CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-0077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/34-39 MAKARIOS SOUTH PUD LOT 1 OR4964/1575
Legal Range	30E
Legal Township	08S
Legal Section	19
Legal Subdivision	MAKARIOS SOUTH PUD
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jun 15, 2020	Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	202046526
Deed Book / Page	4964 / 1575
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	435 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 SANTORINI CT, ST AUGUSTINE, FL 32086-0077

Mortgage

Document Number	0056571436
Date	Nov 1, 2022
Book Page	5657/1436
Instrument	2022100977

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 15, 2020
Property Address	435 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077
Document Number	0049641575
Book / Page	004964 / 001575
Instrument Date	Jun 5, 2020
Instrument	46526
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,797.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 SANTORINI CT ST AUGUSTINE FL 320860077, ST AUGUSTINE, FL 32086-0077

Mortgage

Document Number	49641583
Date	Jun 15, 2020
Book Page	004964/001583
Instrument	46529

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,177 (+2.7%)	$286,508 (-7.23%) Land $78,400 Building $208,108
2025	$3,093.00 (+13.42%) Homeowner's exemption	$243,600 (+2.9%)	$308,824 (-3.74%) Land $78,400 Building $230,424
2024	$2,727.00 (+2.06%) Homeowner's exemption	$236,735 (+3%)	$320,810 (-) Land $78,400 Building $242,410
2023	$2,672.00 (+3.25%) Homeowner's exemption	$229,840 (+3%)	$320,810 (+2.64%) Land $78,400 Building $242,410
2022	$2,588.00 Homeowner's exemption	$223,146	$312,559 Land $78,400 Building $234,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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