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427 Santorini Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 427 Santorini Ct, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 2020
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2024)
Tax Bill$3,540 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN182317-0020

Property Details

APN / Parcel Number

Primary APN182317-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,340 sqft Living Area
Gross Area1,760 sqft
1st Floor Area1,340 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address427 SANTORINI CT
CitySAINT AUGUSTINE
StateFL
Zip32086-0077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description85/34-39 MAKARIOS SOUTH PUD LOT 2 OR6000/1041
Legal Range30E
Legal Township08S
Legal Section19
Legal SubdivisionMAKARIOS SOUTH PUD
Legal Block1
Legal Lot Number2
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1002
Census Tract21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 27, 2020Special Warranty Deed, Transfer · Conventional Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2024 · Amount on Record
Deed SaleAug 8, 2024 · Amount on Record
Prior SaleAug 27, 2020 · Amount on Record
Deed Document Number202462759
Deed Book / Page6000 / 1041
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address427 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077

Mortgage

Document Number0062380847
DateOct 14, 2025
Book Page6238/847
Instrument2025083671
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 27, 2020
Property Address427 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077
Document Number0050261300
Book / Page5026 / 1300
Map ReferenceMB 85 PG 34-39
Instrument DateAug 24, 2020
Instrument2020072086
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,670.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0077

Mortgage

Document Number0050261302
DateAug 27, 2020
Instrument5026/1302
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257,656 (-6.93%) Land $78,400 Building $179,256$257,656 (-6.93%) Land $78,400 Building $179,256
2025$3,540.00 (+45.92%) Homeowner's exemption$276,834 (+30.14%)$276,834 (-3.64%) Land $78,400 Building $198,434
2024$2,426.00 (+2.1%) Homeowner's exemption$212,724 (+3%)$287,298 (-) Land $78,400 Building $208,898
2023$2,376.00 (+3.35%) Homeowner's exemption$206,528 (+3%)$287,298 (+2.54%) Land $78,400 Building $208,898
2022$2,299.00 Homeowner's exemption$200,513$280,176 Land $78,400 Building $201,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 102 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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