435 Saddlebrook Ln, Clyde, NC 28721 Property Records

Haywood County property record for 435 Saddlebrook Ln, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,152 sqft · built 1995
Lot Size2.93 acres (127,631 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Jun 1994)
Tax Bill$2,139 (2025)
Flood ZoneZone X (minimal risk)
APN8639-54-5510

Property Details

APN / Parcel Number

Primary APN8639-54-5510
Alternative APN
  • 85253

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,152 sqft Heated Area
Gross Area2,272 sqft
1st Floor Area1,152 sqft
Upper Floors Area576 sqft
Basement Area1,152 sqft
Finished Basement1,152 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Roof MaterialAsphalt
Lot Area127,631 sqft (2.93 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number85253
Street Address435 SADDLEBROOK LN
CityCLYDE
StateNC
Zip28721-7866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#8 & 9 SADDELBROOK FARMS
Legal SubdivisionSADDELBROOK FARMS
Legal Unit8&9
JurisdictionHAYWOOD NC
Township / Civil DivisionCRABTREE
Census Block Group2
Census Block2029
Census Tract920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address435 SADDLEBROOK LN, CLYDE, NC 28721-7866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 1994 · Amount on Record
Deed SaleJun 16, 1994 · Amount on Record
Deed Book / Page442 / 624
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,700 (-4.54%) Land $67,000 Building $237,700
2025$2,139.00$319,200 (+5.31%) Land $67,000 Building $252,200$304,700 (+0.53%) Land $67,000 Building $237,700
2023$303,100 Land $67,000 Building $236,100$303,100 (-) Land $67,000 Building $236,100
2021$303,100 Land $67,000 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1994–1999)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 87% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Zito Media
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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