359 Saddlebrook Ln, Clyde, NC 28721 Property Records

Haywood County property record for 359 Saddlebrook Ln, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 1997
Lot Size	1.43 acres (62,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Aug 2026)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8639-64-2538`

Property Details

APN / Parcel Number

Primary APN	`8639-64-2538`
Alternative APN	`246915`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,424 sqft Heated Area
Gross Area	3,304 sqft
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Finished Basement	1,424 sqft
Utility Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Lot Area	62,465 sqft (1.43 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	246915
Street Address	359 SADDLEBROOK LN
City	CLYDE
State	NC
Zip	28721-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #6 SADDLEBROOK FARMS
Legal Subdivision	SADDLEBROOK FARMS
Legal Unit	6
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	2
Census Block	2029
Census Tract	920102

Owner

Source: Haywood County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	359 SADDLEBROOK LN, CLYDE, NC 28721-7865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES
Feb 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	20266746
Deed Book / Page	1158 / 1570
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 4, 2026
Property Address	359 SADDLEBROOK LN, CLYDE, NC 28721-7865
Document Number	0000006746
Book / Page	1158 / 1570
Instrument Date	Jul 31, 2026
Instrument	20266746
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 SADDLEBROOK LN, CLYDE, NC 28721-7865

Mortgage

Document Number	0000006747,
Date	Aug 4, 2026
Instrument	20266747

Lender

Name	HOWARD HANNA MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 11, 2020
Property Address	359 SADDLEBROOK LN, CLYDE, NC 28721-7865
Document Number	0009910482
Book / Page	000991 / 000482
Instrument Date	Feb 11, 2020
Instrument	1296
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 CELEBRATION CV CLYDE NC 287210045, CLYDE, NC 28721-0045

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 11, 2020
Property Address	359 SADDLEBROOK LN, CLYDE, NC 28721-7865
Document Number	0009910481
Book / Page	000991 / 000481
Instrument Date	Feb 11, 2020
Instrument	1295
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	359 SADDLEBROOK LN WAYNESVILLE NC 28786, WAYNESVILLE, NC 28786

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 6, 2018
Property Address	359 SADDLEBROOK LN, CLYDE, NC 28721-7865
Document Number	0009522423
Book / Page	000952 / 002423
Instrument Date	Jun 5, 2018
Instrument	4858
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 277 CLYDE NC 287210277, CLYDE, NC 28721-0277

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,500 (-) Land $48,900 Building $331,600
2025	$2,632.00	$380,500 (-1.83%) Land $48,900 Building $331,600	$380,500 (-1.83%) Land $48,900 Building $331,600
2023		$387,600 Land $48,900 Building $338,700	$387,600 (-) Land $48,900 Building $338,700
2021			$387,600 Land $48,900 Building $338,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1994–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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