Ocean County and Lacey Township property record for 435 S Main St, Forked River, NJ 08731
| Property Type | Commercial |
|---|---|
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Company Name on File |
| Last Sale | $999,000 (Sep 2023) |
| Tax Bill | $21,256 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00226-0000-00006 |
| Primary APN | 13-00226-0000-00006 |
|---|---|
| Alternative APNs |
|
| Units | 7 Units |
|---|---|
| Stories | 1 Story |
| Construction Type | Frame |
|---|---|
| Lot Area | 96,268 sqft |
| Account Number | 00019431 |
|---|---|
| Street Address | 435 S MAIN ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-4649 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C150 |
| Legal Description | 2.21 ACRES |
| Legal Subdivision | PROPERTY/AMERICAN SUPPLY CO & |
| Legal Block | 226 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 732104 |
435 S Main St, a commercial property, is owned by a company that bought it in September 2023.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 300491, BROOKLYN, NY 11230-0491 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage SPENCER SAVINGS BANK SLA |
| Sep 12, 2023 | Deed, Transfer · Construction Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Deed Document Number | 202368814 |
| Deed Book / Page | 19483 / 1063 |
| Prior Transfer Date | Sep 22, 1999 |
| Prior Transfer Doc | 0000088019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 435 S MAIN ST, FORKED RIVER, NJ 08731-4649 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | MADISON TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 99 CANARY DR, LAKEWOOD, NJ 08701-5453 |
| Document Number | 0202840343 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 20284/343 |
| Instrument | 2026011757 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 12, 2023 |
| Property Address | 435 S MAIN ST, FORKED RIVER, NJ 08731-4649 |
| Document Number | 0194831063 |
| Book / Page | 19483 / 1063 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023068814 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,563.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2413 US HIGHWAY 130, DAYTON, NJ 08810-1520 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 300491, BROOKLYN, NY 11230-0491 |
| Document Number | 0194831070 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 19483/1070 |
| Instrument | 2023068815 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 435 S Main St was $21,256, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $777,200 (-) Land $618,800 Building $158,400 | $777,200 (-) Land $618,800 Building $158,400 | |
| 2025 | $21,256.00 (+7.93%) | $777,200 Land $618,800 Building $158,400 | $777,200 Land $618,800 Building $158,400 |
| 2024 | $19,694.00 | ||
| 2023 | $777,200 (-) Land $618,800 Building $158,400 | $777,200 (-) Land $618,800 Building $158,400 | |
| 2022 | $17,588.00 | $777,200 Land $618,800 Building $158,400 | $777,200 Land $618,800 Building $158,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 S Main St in Zone X, an area of minimal flood risk, though there have been 230 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 S Main St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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