428 S Main St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 428 S Main St, Forked River, NJ 08731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,017 sqft · built 1927
Lot Size	1.58 acres (69,260 sqft)
Owner	Individual Name on File
Last Sale	$128,732 (Jan 2015)
Tax Bill	$6,490 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00225-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-00225-0000-00011`
Alternative APNs	`130022500011` `00019300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,017 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	69,260 sqft
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00019300
Street Address	428 S MAIN ST
City	FORKED RIVER
State	NJ
Zip	08731-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.59 ACRE
Legal Block	225
Legal Lot Number	11
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1037
Census Tract	732004

Owner

Source: Ocean County and Lacey Township records · APN 13-00225-0000-00011

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 636, FORKED RIVER, NJ 08731-0636
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2015 · Amount on Record
Deed Sale	Jan 28, 2015 · Amount on Record
Prior Sale	Sep 03, 2003
Deed Document Number	20157948
Deed Book / Page	15993 / 1351
Prior Transfer Date	Aug 13, 2014
Prior Transfer Doc	0159931351
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	428 S MAIN ST, FORKED RIVER, NJ 08731-4641
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202971948
Date	Feb 27, 2026
Book Page	20297/1948
Instrument	2026015858

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,300 (-) Land $146,900 Building $90,400	$237,300 (-) Land $146,900 Building $90,400
2025	$6,490.00 (+7.93%)	$237,300 (-) Land $146,900 Building $90,400	$237,300 (-) Land $146,900 Building $90,400
2024	$6,013.00 (+11.97%)
2023		$237,300 Land $146,900 Building $90,400	$237,300 Land $146,900 Building $90,400
2022	$5,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 77% of New Jersey
Wildfire Likelihood	About 1 in 763 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.