435 River Rd, Agawam, MA 01001 Property Records

Hampden County and Agawam Town City property record for 435 River Rd, Agawam, MA 01001

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,170 sqft · built 1870
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Oct 2023)
Tax Bill	$6,348 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`AGAW M:00L7 B:0005 L:22`

Property Details

APN / Parcel Number

Primary APN	`AGAW M:00L7 B:0005 L:22`
Alternative APN	`9924`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
Gross Area	4,051 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9924
Street Address	435 RIVER RD
City	AGAWAM
State	MA
Zip	01001-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	5
Legal Lot Number	22
Jurisdiction	AGAWAM MA
Township / Civil Division	AGAWAM TOWN
Census Block Group	1
Census Block	1014
Census Tract	813208

Owner

Source: Hampden County and Agawam Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	435 RIVER RD, AGAWAM, MA 01001-2819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	202347129
Deed Book / Page	25179 / 342
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AGAWAM MA
Recording Date	Oct 3, 2023
Property Address	435 RIVER RD, AGAWAM, MA 01001-2819
Document Number	025179-342
Book / Page	25179 / 342
Instrument Date	Oct 3, 2023
Instrument	47129
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	137 FLORIDA DR, AGAWAM, MA 01001-3565

Mortgage

Document Number	0000047130
Date	Oct 3, 2023
Instrument	47130

Lender

Name	SOFI BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Agawam Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Agawam Town City
County	Hampden County
Unified School District	Agawam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,348.00 (+7.7%)	$450,200 (+11.82%) Land $150,900 Building $299,300	$428,129 (-12.63%)
2025	$5,894.00 (+2.83%)	$402,600 (+2.13%) Land $140,100 Building $262,500	$490,010 (+21.88%)
2024	$5,732.00 (+0.84%)	$394,200 (+9.44%) Land $140,100 Building $254,100	$402,040
2023	$5,684.00	$360,200 Land $126,600 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	30 (1979–2023)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGAWAM WATER DEPARTMENT serves 28,692 people · EPA ID MA1005000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2022 Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20