Hampden County and Agawam Town City property record for 409 River Rd, Agawam, MA 01001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,440 sqft · built 1910 |
| Lot Size | 0.29 acres (12,633 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2008) |
| Tax Bill | $6,589 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | AGAW M:00L7 B:0004 L:19 |
| Primary APN | AGAW M:00L7 B:0004 L:19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 5,159 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,633 sqft (0.29 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 9884 |
|---|---|
| Street Address | 409 RIVER RD |
| City | AGAWAM |
| State | MA |
| Zip | 01001-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | AGAWAM MA |
| Township / Civil Division | AGAWAM TOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 813208 |
Source: Hampden County and Agawam Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 RIVER RD, AGAWAM, MA 01001-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2008 · Amount on Record |
| Deed Sale | Sep 29, 2008 · Amount on Record |
| Prior Sale | Mar 30, 1999 · Amount on Record |
| Deed Document Number | 200863170 |
| Deed Book / Page | 17486 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AGAWAM MA |
| Property Address | 409 RIVER RD, AGAWAM, MA 01001-2818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23747-464 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 23747/464 |
| Instrument | 15454 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AGAWAM MA |
| Property Address | 409 RIVER RD, AGAWAM, MA 01001-2818 |
| Document Number | 21784-395 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 21784-395 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 021784/000395 |
| Instrument | 42825 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
Source: Hampden County and Agawam Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| Municipality | Agawam Town City |
| County | Hampden County |
| Unified School District | Agawam School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,589.00 (+0.87%) | $467,300 (+4.73%) Land $134,000 Building $333,300 | $478,989 (-6.23%) |
| 2025 | $6,532.00 (+2.96%) | $446,200 (+2.27%) Land $124,800 Building $321,400 | $510,815 (+6.01%) |
| 2024 | $6,344.00 (+3.59%) | $436,300 (+12.42%) Land $124,800 Building $311,500 | $481,840 |
| 2023 | $6,124.00 | $388,100 Land $112,600 Building $275,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 30 (1979–2023) |
| Claims Outside the SFHA | 4 of 30 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AGAWAM WATER DEPARTMENT serves 28,692 people · EPA ID MA1005000 |
|---|---|
| Water Source | Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Oct 2022 Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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