435 Peninsula Rdg, Sunset, SC 29685 Property Records

Pickens County property record for 435 Peninsula Rdg, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,158 sqft · built 2023
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Oct 2020)
Tax Bill	$24,866 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4141-00-04-3885`

Property Details

APN / Parcel Number

Primary APN	`4141-00-04-3885`
Alternative APN	`R0085772`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,158 sqft Living Area
Basement Area	3,158 sqft
Finished Basement	3,158 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Mixed
Garage Area	895 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Deck Area	1,128 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0085772
Street Address	435 PENINSULA RDG
City	SUNSET
State	SC
Zip	29685-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENINSULA RIDGE, RESERVE AT LAKE KEOWEE, SECTION P-2, PLAT 604/272 LOT 60
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Block	4
Legal Lot Number	60
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2028
Census Tract	10201

Owner

Source: Pickens County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	435 PENINSULA RDG, SUNSET, SC 29685-1424
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 13, 2022	Intrafamily Transfer, Transfer
Nov 12, 2020	Deed of Trust, Mortgage ATLANTIC CAP BK
Oct 30, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202016954
Deed Book / Page	2208 / 293
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	435 PENINSULA RDG, SUNSET, SC 29685-1424
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 LANCASHIRE CT, GREENVILLE, SC 29615-4766

Mortgage

Document Number	0000017147
Date	Oct 7, 2022
Book Page	6232/1
Instrument	202217147

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PICKENS SC
Recording Date	Jul 13, 2022
Property Address	435 PENINSULA RDG, SUNSET, SC 29685-1424
Document Number	0000012012
Book / Page	2425 / 121
Map Reference	MB 604 PG 272
Instrument Date	May 31, 2022
Instrument	202212012
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	608 LANCASHIRE CT, GREENVILLE, SC 29615-4766

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	435 PENINSULA RDG, SUNSET, SC 29685-1424
Document Number	0000018310
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3460 MOYE TRL DULUTH GA 300976214, DULUTH, GA 30097-6214

Mortgage

Document Number	0000018310
Date	Nov 19, 2020
Book Page	005773/000213
Instrument	18310

Lender

Name	ATLANTIC CAP BK
Type	Bank
Address	945 E PACES FERRY RD NE # 1600, ATLANTA, GA 30326-1362

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 18, 2022

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 30, 2020
Property Address	435 PENINSULA RDG, SUNSET, SC 29685-1424
Document Number	0000016954
Book / Page	002208 / 000293
Instrument Date	Oct 29, 2020
Instrument	16954
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 LANCASHIRE CT GREENVILLE SC 296154766, GREENVILLE, SC 29615-4766

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,866.00 (-64.8%)	$225,340 (-23.33%) Land $68,030 Building $157,310	$5,799,700 (+18.39%) Land $1,751,000 Building $4,048,700
2024	$70,633.00 (+478.06%)	$293,920 (+476.31%) Land $51,000 Building $242,920	$4,898,700 (+476.32%) Land $850,000 Building $4,048,700
2023	$12,219.00	$51,000 (-) Land $51,000	$850,000 (-) Land $850,000
2022		$51,000 Land $51,000	$850,000 Land $850,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: AT&T, Hotwire Communications, Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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