425 Peninsula Rdg, Sunset, SC 29685 Property Records

Pickens County property record for 425 Peninsula Rdg, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 4,196 sqft · built 2021
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$9,750,000 (Apr 2026)
Tax Bill	$41,354 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4141-00-04-8753`

Property Details

APN / Parcel Number

Primary APN	`4141-00-04-8753`
Alternative APN	`R0085771`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Building Area	4,196 sqft Living Area
Basement Area	3,245 sqft
Finished Basement	2,654 sqft
Unfinished Basement	591 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	48,787 sqft (1.12 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	60 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0085771
Street Address	425 PENINSULA RDG
City	SUNSET
State	SC
Zip	29685-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENINSULA RIDGE, RESERVE AT LAKE KEOWEE, SECTION P-2, PLAT 604/272 LOT 58, PLAT 604/13
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Block	4
Legal Lot Number	58
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2028
Census Tract	10201

Owner

425 Peninsula Rdg is owned by two individuals who bought it in April 2026.

Source: Pickens County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 15TH ST NE, ATLANTA, GA 30309-3512
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Aug 2, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Jan 6, 2025 · Amount on File
Deed Document Number	20265084
Deed Book / Page	2940 / 198
Record Updated	Jun 8, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Apr 6, 2026
Property Address	425 PENINSULA RDG, SUNSET, SC 29685-1424
Document Number	0000005084
Book / Page	2940 / 198
Instrument Date	Mar 19, 2026
Instrument	20265084
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$2,560,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	229 15TH ST NE, ATLANTA, GA 30309-3512
Investor	Possibly a Property Investor

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	425 PENINSULA RDG, SUNSET, SC 29685-1424
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007919
Date	May 9, 2022
Book Page	6148/160
Instrument	202207919

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.75%
Index	Other
Max Rate	7.75%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PICKENS SC
Recording Date	Aug 2, 2018
Property Address	425 PENINSULA RDG, SUNSET, SC 29685-1424
Book / Page	005379 / 000179
Instrument Date	Jul 12, 2018
Instrument	11095
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 BROOK VALLEY LN MCLEAN VA 221021532, MCLEAN, VA 22102-1532

Mortgage

Document Number	0000011095
Date	Aug 2, 2018
Book Page	005379/000179
Instrument	11095

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 425 Peninsula Rdg was $41,354, up 168.9% from the year before.

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,354.00 (+168.88%)	$374,760 (+192.69%) Land $72,000 Building $302,760	$9,369,000 (+192.69%) Land $1,800,000 Building $7,569,000
2024	$15,380.00 (+1.5%)	$128,040 (-) Land $27,200 Building $100,840	$3,201,000 (-) Land $680,000 Building $2,521,000
2023	$15,153.00 (-67.28%)	$128,040 (-33.33%) Land $27,200 Building $100,840	$3,201,000 (-) Land $680,000 Building $2,521,000
2022	$46,315.00	$192,060 Land $40,800 Building $151,260	$3,201,000 Land $680,000 Building $2,521,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 425 Peninsula Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 Peninsula Rdg has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: AT&T, Hotwire Communications, Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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