435 Panorama Dr, Benicia, CA 94510 Property Records

Solano County property record for 435 Panorama Dr, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,809 sqft · built 1993
Lot Size	0.316 acres (13,773 sqft)
Owner	2 Individual Names on File
Last Sale	$804,000 (Apr 2017)
Tax Bill	$10,863 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0083-471-050`

Property Details

APN / Parcel Number

Primary APN	`0083-471-050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,809 sqft Living Area
1st Floor Area	532 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	13,773 sqft (0.316 acres)
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	435 PANORAMA DR
City	BENICIA
State	CA
Zip	94510-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAMPTON D4 SUB BK-BG 62-15 LOT 32
Legal Subdivision	SOUTHAMPTON D4
Legal Lot Number	32
Legal Unit	D4
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	3
Census Block	3014
Census Tract	252104

Owner

435 Panorama Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 PANORAMA DR, BENICIA, CA 94510-3920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Loan Modification, Mortgage · Conventional Mortgage CHEVRON FCU
Apr 28, 2017	Grant Deed, Transfer · Conventional Mortgage CHEVRON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Sep 15, 1993 · Amount on File
Deed Document Number	201735769
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOLANO CA
Property Address	435 PANORAMA DR, BENICIA, CA 94510-3920
Document Number	0000040191
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 PANORAMA DR BENICIA CA 945103920, BENICIA, CA 94510-3920

Mortgage

Document Number	0000040191
Date	May 22, 2020
Instrument	40191

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 21, 2040

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Apr 28, 2017
Property Address	435 PANORAMA DR, BENICIA, CA 94510-3920
Document Number	0000035769
Map Reference	MB7 PG57
Instrument Date	Apr 20, 2017
Instrument	201700035769
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 PANORAMA DR, BENICIA, CA 94510-3920

Mortgage

Document Number	0000035770
Date	Apr 28, 2017
Instrument	201700035770

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 435 Panorama Dr was $10,863 with a homeowner's exemption, down 1.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$951,766 (+2%) Land $236,756 Building $715,010
2025	$10,863.00 (-1.11%) Homeowner's exemption	$933,105 Land $232,114 Building $700,991
2024	$10,985.00 (+2.45%)
2023	$10,722.00 (+1.88%) Homeowner's exemption	$896,873 Land $223,101 Building $673,772	$1,199,610
2022	$10,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Panorama Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired.

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