435 Navigator, Spring Branch, TX 78070 Property Records

Comal County property record for 435 Navigator, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,560 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,600 (Oct 2019)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Dec 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-0360-0012-00`

Property Details

APN / Parcel Number

Primary APN	`25-0360-0012-00`
Alternative APN	`32938`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	3,219 sqft
1st Floor Area	2,561 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	435 NAVIGATOR
City	SPRING BRANCH
State	TX
Zip	78070-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KESTREL AIR PARK, BLOCK 3, LOT 10
Legal Subdivision	KESTREL AIR PARK
Legal Block	3
Legal Lot Number	10
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2009
Census Tract	310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 NAVIGATOR, SPRING BRANCH, TX 78070-6144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU
Oct 11, 2019	Vendor's Lien, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	201936551
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	0000036551
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	435 NAVIGATOR, SPRING BRANCH, TX 78070-6144
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006066313
Date	Dec 29, 2021
Instrument	202106066313

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	435 NAVIGATOR, SPRING BRANCH, TX 78070-6144
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066313
Date	Dec 29, 2021
Instrument	202100066313

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Oct 11, 2019
Property Address	435 NAVIGATOR, SPRING BRANCH, TX 78070-6144
Document Number	0006036551
Map Reference	VOL 12 PG 314
Instrument Date	Oct 10, 2019
Instrument	201906036551
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	CTOT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	435 NAVIGATOR, SPRING BRANCH, TX 78070-6144

Mortgage

Document Number	0006036552
Date	Oct 11, 2019
Instrument	201906036552

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,830 (-0.3%) Land $125,000 Building $373,830	$498,830 (-0.3%) Land $125,000 Building $373,830
2025	$4,631.00 (-5.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$500,320 (-6.59%) Land $125,000 Building $375,320	$500,320 (-6.59%) Land $125,000 Building $375,320
2024	$4,885.00 (+11.5%)
2023		$535,620 Land $125,000 Building $410,620	$535,620 Land $125,000 Building $410,620
2022	$4,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1997–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDMILL RANCH SUBDIVISION private · serves 756 people · EPA ID TX0460221
Water Source	Purchased surface water from CLWSC CANYON LAKE SHORES
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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