435 N 7th St, Eldridge, IA 52748 Property Records

Scott County property record for 435 N 7th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,575 sqft · built 1968
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Sep 2008)
Tax Bill	$2,892 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931039103`

Property Details

APN / Parcel Number

Primary APN	`931039103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,575 sqft Living Area
1st Floor Area	765 sqft
Basement Area	765 sqft
Finished Basement	317 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	435 N 7TH ST
City	ELDRIDGE
State	IA
Zip	52748-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST VIEW 3RD ADD LOT: 003 WEST VIEW 3RD ADD
Legal Subdivision	WEST VIEW 3RD ADD
Legal Lot Number	3
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1010
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 N 7TH ST, ELDRIDGE, IA 52748-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Aug 18, 2017	Warranty Deed, Transfer · ARM FAMILY CREDIT CONNECTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2008 · Amount on Record
Deed Sale	Sep 16, 2008 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	200825176
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	435 N 7TH ST, ELDRIDGE, IA 52748-1021
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700014769
Date	Jun 8, 2017
Instrument	2017-00014769

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 18, 2017
Property Address	435 N 7TH ST, ELDRIDGE, IA 52748-1021
Document Number	201700022172
Instrument Date	Jul 22, 2017
Instrument	2017-00022172
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N 7TH ST, ELDRIDGE, IA 52748-1021

Mortgage

Document Number	201700022174
Date	Aug 18, 2017
Instrument	2017-00022174

Lender

Name	FAMILY CREDIT CONNECTION
Type	Non-Lending Institution
Address	DAVENPORT, IA 52806

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,892.00	$243,200 (-) Land $49,700 Building $193,500	$243,200 (-) Land $49,700 Building $193,500
2025	$2,892.00 (+2.99%)	$243,200 (+11.05%) Land $49,700 Building $193,500	$243,200 (+11.05%) Land $49,700 Building $193,500
2024	$2,808.00 (+5.33%)
2023		$219,000 Land $33,100 Building $185,900	$219,000 Land $33,100 Building $185,900
2022	$2,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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