428 N 7th St, Eldridge, IA 52748 Property Records

Scott County property record for 428 N 7th St, Eldridge, IA 52748

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1971
Lot Size0.194 acres (8,451 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Jan 2016)
Tax Bill$2,138 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN931039129

Property Details

APN / Parcel Number

Primary APN931039129

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Basement Area960 sqft
Unfinished Basement960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,451 sqft (0.194 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area20 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address428 N 7TH ST
CityELDRIDGE
StateIA
Zip52748-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST VIEW 3RD ADD LOT: 029 WEST VIEW 3RD ADD
Legal SubdivisionWEST VIEW 3RD ADD
Legal Lot Number29
JurisdictionSCOTT IA
Township / Civil DivisionSHERIDAN
Census Block Group1
Census Block1009
Census Tract10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 N 7TH ST, ELDRIDGE, IA 52748-1022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2016 · Amount on Record
Deed SaleJan 29, 2016 · Amount on Record
Deed Document Number20162457
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address428 N 7TH ST, ELDRIDGE, IA 52748-1022
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200004220
DateFeb 15, 2022
Instrument202200004220
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyScott County
MunicipalityEldridge City
Unified School DistrictNorth Scott Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,138.00$179,800 (-) Land $50,700 Building $129,100$179,800 (-) Land $50,700 Building $129,100
2025$2,138.00 (+5.74%)$179,800 (+13.94%) Land $50,700 Building $129,100$179,800 (+13.94%) Land $50,700 Building $129,100
2024$2,022.00 (+9.42%)
2023$157,800 Land $33,800 Building $124,000$157,800 Land $33,800 Building $124,000
2022$1,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELDRIDGE WATER SUPPLY
serves 6,726 people · EPA ID IA8230008
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CentraCom
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on N 7th St

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