Macon County property record for 435 Mount Lori Dr, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,212 sqft · built 1970 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,450,000 (Sep 2024) |
| Tax Bill | $4,199 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7530930133 |
| Primary APN | 7530930133 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,212 sqft Heated Area |
| 1st Floor Area | 2,212 sqft |
| Basement Area | 2,128 sqft |
| Finished Basement | 2,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 158523 |
|---|---|
| Street Address | 435 MOUNT LORI DR |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | LOT 26 MT LORI |
| Legal Subdivision | MT LORI |
| Legal Lot Number | 26 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970501 |
435 Mount Lori Dr is held in a trust since September 2024.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 37 LAFAYETTE DR NE, ATLANTA, GA 30309-3314 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on File |
| Deed Sale | Sep 17, 2024 · Amount on File |
| Prior Sale | Oct 28, 2003 · Amount on File |
| Deed Document Number | 20245546 |
| Deed Book / Page | 43 / 1096 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 435 Mount Lori Dr was $4,199, up 1% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,199.00 (+9.98%) | $945,130 Land $359,420 Building $585,710 | $945,130 Land $359,420 Building $585,710 |
| 2025 | $3,818.00 | ||
| 2023 | $944,410 Land $358,700 Building $585,710 | $944,410 Land $358,700 Building $585,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Mount Lori Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Mount Lori Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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