390 Mount Lori Dr, Highlands, NC 28741 Property Records

Macon County property record for 390 Mount Lori Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,635 sqft · built 1977
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Aug 2003)
Tax Bill	$4,788 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7530934129`

Property Details

APN / Parcel Number

Primary APN	`7530934129`
Alternative APNs	`0500131` `93572`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,635 sqft Heated Area
1st Floor Area	1,601 sqft
Upper Floors Area	1,034 sqft
Basement Area	1,096 sqft
Finished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	1,070 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	93572
Street Address	390 MOUNT LORI DR
City	HIGHLANDS
State	NC
Zip	28741-8599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 16 MT LORI
Legal Subdivision	MT LORI
Legal Lot Number	16
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 549, HIGHLANDS, NC 28741-0549
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALL WSTRN MORTGAGE
Mar 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2003 · Amount on Record
Deed Sale	Aug 15, 2003 · Amount on Record
Deed Book / Page	27 / 959
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jun 24, 2026
Property Address	390 MOUNT LORI DR, HIGHLANDS, NC 28741-8599
Document Number	0000003920
Book / Page	44 / 568
Instrument Date	Jun 18, 2026
Instrument	20263920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 MOUNT LORI DR, HIGHLANDS, NC 28741-8599

Mortgage

Document Number	0000003920,
Date	Jun 24, 2026
Book Page	44/568
Instrument	20263920

Lender

Name	ALL WSTRN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	910 Months
Due	Apr 5, 2102

Interest

Rate	6.51%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	390 MOUNT LORI DR, HIGHLANDS, NC 28741-8599
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 MOUNT LORI DR, HIGHLANDS, NC 28741-8599

Mortgage

Document Number	R40/1633
Date	Mar 4, 2021
Book Page	R-40/1633
Instrument	2021002031

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,788.00 (+10.02%)	$1,081,650 (-) Land $178,220 Building $903,430	$1,081,650 (-) Land $178,220 Building $903,430
2025	$4,352.00 (+0.28%)	$1,081,650 (-) Land $178,220 Building $903,430	$1,081,650 (-) Land $178,220 Building $903,430
2023	$4,340.00	$1,081,650 Land $178,220 Building $903,430	$1,081,650 Land $178,220 Building $903,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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