435 Lowden Point Rd, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 435 Lowden Point Rd, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,580 sqft · built 1975
Lot Size	0.281 acres (12,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (May 2022)
Tax Bill	$6,432 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 026.03-1-8`

Property Details

APN / Parcel Number

Primary APN	`262800 026.03-1-8`
Alternative APNs	`28000260300001008000` `01159448000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Game Room	Game Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	12,270 sqft (0.281 acres)
Lot Dimensions	153 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	01159448000
Street Address	435 LOWDEN POINT RD
City	ROCHESTER
State	NY
Zip	14612-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L50 T2 MARLAND SHR 187-63 L85
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2012
Census Tract	13402

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 LOWDEN POINT RD, ROCHESTER, NY 14612-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Deed Document Number	2022108
Deed Book / Page	12657 / 279
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 3, 2022
Property Address	435 LOWDEN POINT RD, ROCHESTER, NY 14612-1221
Document Number	0000000108
Book / Page	12657 / 279
Map Reference	LB 187 PG 63
Instrument Date	Apr 29, 2022
Instrument	202205030108
Transaction Type	Transfer
Record Updated	Jun 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19064 SW 306TH ST, 19064, HOMESTEAD, FL 33030-3922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 LOWDEN POINT RD, GREECE, NY 14612-1221

Mortgage

Document Number	0000000109
Date	May 3, 2022
Instrument	202205030109

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,432.00 (+4.09%)
2025	$6,179.00	$148,600 (-) Land $23,400 Building $125,200	$243,600 (+40.98%) Land $38,360 Building $205,240
2023		$148,600 Land $23,400 Building $125,200	$172,791 Land $27,209 Building $145,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	49 (1978–2023)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims Severe Blizzard, Mar 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Lowden Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures