435 Lancaster Blvd, Moss Beach, CA 94038 Property Records

San Mateo County property record for 435 Lancaster Blvd, Moss Beach, CA 94038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,370 sqft · built 1971
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on File
Last Sale$680,000 (May 2014)
Tax Bill$12,344 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN037-171-630

Property Details

APN / Parcel Number

Primary APN037-171-630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
1st Floor Area1,370 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address435 LANCASTER BLVD
CityMOSS BEACH
StateCA
Zip94038-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOTS 13 & 14 BLK 6 CIVIC CENTER MOSS BEACH RSM 8/10
Legal SubdivisionCIVIC CENTER MOSS BEACH
Legal Block6
Legal Lot Number13,14
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group2
Census Block2002
Census Tract613600

Owner

435 Lancaster Blvd is owned by a company that bought it in May 2014 and is owner-occupied.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 334, MOSS BEACH, CA 94038-0334
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Dec 30, 2017Deed of Trust, Mortgage
VANTAGE PT TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2014 · Amount on File
Deed SaleMay 9, 2014 · Amount on File
Prior SaleJun 30, 2006 · Amount on File
Deed Document Number201440168
Prior Transfer DateNov 5, 1996
Prior Transfer Doc0000043000
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address435 LANCASTER BLVD, MOSS BEACH, CA 94038-9738
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 LANCASTER BLVD, MOSS BEACH, CA 94038-9738

Mortgage

Document Number0000077831
DateAug 7, 2020
Instrument2020-077831
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address435 LANCASTER BLVD, MOSS BEACH, CA 94038-9738
Document Number0000014606
Instrument DateDec 30, 2017
Transaction TypeMortgage
Record UpdatedMar 19, 2018
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address435 LANCASTER BLVD MOSS BEACH CA 940389738, MOSS BEACH, CA 94038-9738

Tax Assessment & Valuation

The 2025 property tax bill for 435 Lancaster Blvd was $12,344 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$850,247 (+2%) Land $625,186 Building $225,061
2025$12,344.00 Homeowner's exemption$833,577 Land $612,928 Building $220,649
2023$11,183.00 (+1.61%) Homeowner's exemption$801,210 Land $589,128 Building $212,082$1,177,380
2022$11,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Lancaster Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1998–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Lancaster Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTARA WATER AND SANITARY DISTRICT
serves 6,088 people · EPA ID CA4110010
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lancaster Blvd

Nearby Streets

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