421 Lancaster Blvd, Moss Beach, CA 94038 Property Records

San Mateo County property record for 421 Lancaster Blvd, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,670 sqft · built 1978
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$460,000 (Feb 1999)
Tax Bill	$11,014 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-171-620`

Property Details

APN / Parcel Number

Primary APN	`037-171-620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,670 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,650 sqft
2nd Floor Area	1,020 sqft
Basement Area	630 sqft
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 LANCASTER BLVD
City	MOSS BEACH
State	CA
Zip	94038-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 15 & 16 BLK 6 CIVIC CENTER MOSS BEACH RSM 8/10
Legal Subdivision	CIVIC CENTER MOSS BEACH
Legal Block	6
Legal Lot Number	15,16
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2002
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	421 LANCASTER BLVD, MOSS BEACH, CA 94038-9738
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Intrafamily Transfer, Transfer
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 1999 · Amount on Record
Deed Sale	Feb 18, 1999 · Amount on Record
Deed Document Number	199927489
Last Transfer Date	Sep 17, 2025
Transfer Doc	0000051371
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 30, 2025
Property Address	421 LANCASTER BLVD, MOSS BEACH, CA 94038-9738
Document Number	0000051371
Map Reference	MB 8 PG 10
Instrument Date	Sep 17, 2025
Instrument	2025-051371
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 LANCASTER BLVD, MOSS BEACH, CA 94038-9738

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	421 LANCASTER BLVD, MOSS BEACH, CA 94038-9738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LANCASTER BLVD, MOSS BEACH, CA 94038-9738

Mortgage

Document Number	0000111211
Date	Oct 15, 2020
Instrument	2020-111211

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	421 LANCASTER BLVD, MOSS BEACH, CA 94038-9738
Document Number	0000040594
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LANCASTER BLVD MOSS BEACH CA 940389738, MOSS BEACH, CA 94038-9738

Mortgage

Document Number	0000040594
Date	May 10, 2017
Instrument	40594

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	421 LANCASTER BLVD, MOSS BEACH, CA 94038-9738
Document Number	0000007919
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 LANCASTER BLVD MOSS BEACH CA 940389738, MOSS BEACH, CA 94038-9738

Mortgage

Document Number	0000007919
Date	Jan 26, 2017
Instrument	7919

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,552 (+2%) Land $367,776 Building $367,776
2025	$11,014.00 (+5.49%) Homeowner's exemption	$721,130 (+4.04%) Land $360,565 Building $360,565
2024	$10,441.00 (+4.82%)
2023	$9,961.00 (-1.57%) Homeowner's exemption	$693,130 Land $346,565 Building $346,565	$1,352,970
2022	$10,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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