Erie County and Buffalo City property record for 435 Highgate Ave, Buffalo, NY 14215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1925 |
| Lot Size | 0.081 acres (3,520 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $413 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 79.65-6-15 |
| Primary APN | 140200 79.65-6-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 630 sqft |
| 2nd Floor Area | 594 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,520 sqft (0.081 acres) |
| Lot Dimensions | 110 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07956200 |
|---|---|
| Street Address | 435 HIGHGATE AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14215-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Description | 131. W SUFFOLK |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 6 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 4300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winspear Extension Historic District listed 2024 · 494 contributing resources · NRIS 100009880 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
435 Highgate Ave is owned and occupied by two individuals who acquired it in May 1998.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 HIGHGATE AVE, BUFFALO, NY 14215-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jun 5, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 14, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 1998 |
| Deed Sale | May 22, 1998 |
| Deed Book / Page | 10932 / 9589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 435 HIGHGATE AVE, BUFFALO, NY 14215-1107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 435 HIGHGATE AVE, BUFFALO, NY 14215-1107 |
| Document Number | 0139803646 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 13980/3646 |
| Instrument | 2021029873 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 435 HIGHGATE AVE, BUFFALO, NY 14215-1107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138134843 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 13813/4843 |
| Instrument | 2017109706 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 14, 2017 |
| Property Address | 435 HIGHGATE AVE, BUFFALO, NY 14215-1107 |
| Document Number | 0113214800 |
| Book / Page | 011321 / 004800 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 225 CENTRE ST ROXBURY MA 021191288, ROXBURY, MA 02119-1288 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 435 Highgate Ave was $413 with a homeowner's exemption, down 63.7% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413.00 (-63.74%) Homeowner's exemption | ||
| 2025 | $1,139.00 (+20.91%) | $125,000 (+115.52%) Land $7,000 Building $118,000 | $125,000 (+32.54%) Land $7,000 Building $118,000 |
| 2024 | $942.00 (+212.96%) Homeowner's exemption | $58,000 (-) Land $4,500 Building $53,500 | $94,309 (+13.82%) Land $7,317 Building $86,992 |
| 2023 | $301.00 Homeowner's exemption | $58,000 Land $4,500 Building $53,500 | $82,857 Land $6,429 Building $76,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Highgate Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 435 Highgate Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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