435 Hemlock Ave, Sebring, FL 33870 Property Records

Highlands County property record for 435 Hemlock Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 986 sqft · built 1928
Lot Size0.309 acres (13,500 sqft)
Owner2 Individual Names on Record
Last Sale$59,800 (Aug 2018)
Tax Bill$846 (2024)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS204909012400230

Property Details

APN / Parcel Number

Primary APNS204909012400230
Alternative APN
  • S-20-34-29-090-1240-0230

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area986 sqft Living Area
1st Floor Area780 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area13,500 sqft (0.309 acres)
Lot Dimensions135 ft deep x 50 ft wide
DrivewayDriveway
Driveway Area750 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area320 sqft
Patio Area24 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberS204909012400230
Street Address435 HEMLOCK AVE
CitySEBRING
StateFL
Zip33870-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLA PALOMA SUB PB 1-PG 44 LOTS 23 + 24 BLK 124
Legal Range29E
Legal Township34S
Legal Section20
Legal SubdivisionLA PALOMA SUB
Legal Block124
Legal Lot Number23-24 24
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2018
Census Tract960800

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address435 HEMLOCK AVE, SEBRING, FL 33870-7002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2018 · Amount on Record
Deed SaleAug 29, 2018 · Amount on Record
Prior SaleSep 2, 2016 · Amount on Record
Deed Document Number1909559
Deed Book / Page2653 / 0536
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 29, 2018
Property Address435 HEMLOCK AVE, SEBRING, FL 33870-7002
Document Number0001909559
Book / Page002653 / 000536
Instrument DateAug 28, 2018
Instrument1909559
Transaction TypeTransfer
Record UpdatedSep 14, 2018
Title CompanyHEARTLAND TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$418.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address435 HEMLOCK AVE SEBRING FL 338707002, SEBRING, FL 33870-7002

Mortgage

Document Number1909560
DateAug 29, 2018
Book Page002653/000537
Instrument1909560
Lender
NameFAMILY TRADITIONS PROP LLC
AddressPO BOX 629, SEBRING, FL 33871-0629
Agreement
AmountAmount Recorded
Term360 Months
DueAug 28, 2048
Interest
Rate10%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$52,650 (+9.23%)$94,103 (+8.67%) Land $19,400 Building $74,703
2024$846.00 (+7.63%) Homeowner's exemption$48,200 (+3%)$86,592 (+8.73%) Land $14,550 Building $72,042
2023$786.00 (+9.62%) Homeowner's exemption$46,796 (+3%)$79,638 (+19.86%) Land $14,550 Building $65,088
2022$717.00 Homeowner's exemption$45,433$66,445 Land $14,550 Building $51,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Hemlock Ave

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