349 Hemlock Ave, Sebring, FL 33870 Property Records

Highlands County property record for 349 Hemlock Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 2006
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2018)
Tax Bill	$5,562 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Sep 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`S204909012400200`

Property Details

APN / Parcel Number

Primary APN	`S204909012400200`
Alternative APN	`S-20-34-29-090-1240-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,924 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Patio
Porch Area	252 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	349 HEMLOCK AVE
City	SEBRING
State	FL
Zip	33870-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LA PALOMA SUB PB 1-PG 44 LOTS 20 + 21 BLK 124
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	LA PALOMA
Legal Block	124
Legal Lot Number	20,21
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2018
Census Tract	960800

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1717 WARFIELD PL, SEBRING, FL 33870-4661
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 12, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
May 27, 2020	Quit Claim Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
May 14, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Feb 19, 2018	Special Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
Apr 24, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Prior Sale	Feb 19, 2018 · Amount on Record
Deed Document Number	201896459
Deed Book / Page	2635 / 1841
Last Transfer Date	May 12, 2020
Transfer Doc	0001986705
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349HEMLOVK VENUE, SEBRING, FL 33870

Mortgage

Document Number	0002155969
Date	Jun 14, 2023
Book Page	2981/703
Instrument	2155969

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Stand-Alone Second Mortgage
Term	479 Months
Due	May 1, 2063

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004

Mortgage

Document Number	0001999232
Date	Sep 18, 2020
Book Page	2773/1290
Instrument	1999232

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004
Document Number	0002000832
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 HEMLOCK AVE SEBRING FL 338707004, SEBRING, FL 33870-7004

Mortgage

Document Number	0002000832
Date	Oct 1, 2020
Book Page	002775/001956
Instrument	2000832

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 27, 2020
Property Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004
Document Number	0001986705
Book / Page	002754 / 001516
Instrument Date	May 12, 2020
Instrument	1986705
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 WARFIELD PL SEBRING FL 338704661, SEBRING, FL 33870-4661

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 14, 2018
Property Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004
Document Number	0001896459
Book / Page	2635 / 1841
Map Reference	MB1 PG44
Instrument Date	May 3, 2018
Instrument	1896459
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	INDEPENDENCE TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 WARFIELD PL, SEBRING, FL 33870-4661

Mortgage

Document Number	0001896461
Date	May 14, 2018
Instrument	1896461

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

February 2018: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 19, 2018
Property Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004
Document Number	0001884982
Book / Page	2621 / 1590
Map Reference	MB1 PG44
Instrument Date	Jun 29, 2017
Instrument	1884982
Transaction Type	Construction Loan
Record Updated	Dec 17, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 W PROSPECT RD 200, HALLANDALE, FL 33009

Mortgage

Document Number	0001884983
Date	Feb 19, 2018
Instrument	1884983

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 24, 2017
Property Address	349 HEMLOCK AVE, SEBRING, FL 33870-7004
Document Number	0001850377
Book / Page	002577 / 000059
Instrument Date	Apr 4, 2017
Instrument	1850377
Transaction Type	Foreclosure
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,562.00 (+7.37%)	$297,772 (+10.54%) Land $19,400 Building $278,372	$297,772 (+10.54%) Land $19,400 Building $278,372
2024	$5,180.00 (+8.14%)
2023	$4,790.00 (+14.37%)	$269,387 (+22.94%) Land $14,550 Building $254,837	$269,387 (+22.94%) Land $14,550 Building $254,837
2022	$4,188.00	$219,126 Land $14,550 Building $204,576	$219,126 Land $14,550 Building $204,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Hemlock Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures