435 Floating Mill Ln, Silver Point, TN 38582 Property Records

DeKalb County property record for 435 Floating Mill Ln, Silver Point, TN 38582

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,640 sqft · built 2017
Lot Size	0.989 acres (43,124 sqft)
Owner	Company on Record
Last Sale	$975,000 (Jan 2022)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021031 01304`

Property Details

APN / Parcel Number

Primary APN	`021031 01304`
Alternative APN	`031 01304`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	1,320 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.989 acres)
Lot Dimensions	254 ft deep x 147 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Open Porch
Porch Area	770 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	435 FLOATING MILL LN
City	SILVER POINT
State	TN
Zip	38582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 DIST:18 SUBD:THE VILLAGE AT HURRICANE / PLAT 854 MAP REF:031
Legal Subdivision	THE VILLAGE AT HURRICANE / PLAT 854
Legal Lot Number	5
Jurisdiction	DE KALB TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	920101

Owner

Source: DeKalb County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	116 BROMLEY PARK LN, FRANKLIN, TN 37069-6510
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BOWLES JOAN M
Feb 10, 2021	Warranty Deed, Transfer · Commercial Mortgage WILSON BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	201677
Deed Book / Page	515 / 788
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 21, 2022
Property Address	435 FLOATING MILL LN, SILVER POINT, TN 38582
Document Number	0005150788
Book / Page	515 / 788
Instrument Date	Jan 20, 2022
Instrument	201677
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 457, FRANKLIN, TN 37065-0457

Mortgage

Document Number	0005170000000482
Date	Feb 9, 2022
Book Page	0000000517/0000000482
Instrument	202014

Lender

Name	BOWLES JOAN M

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Feb 10, 2021
Property Address	435 FLOATING MILL LN, SILVER POINT, TN 38582
Document Number	0004860523
Book / Page	486 / 523
Instrument Date	Feb 5, 2021
Instrument	195997
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 ALLISON HOLLOW LN, CARTHAGE, TN 37030-2219

Mortgage

Document Number	0004860000000526
Date	Feb 10, 2021
Book Page	0000000486/0000000526
Instrument	195998

Lender

Name	WILSON BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,266.00 (+46.8%)	$169,975 (+1.22%) Land $30,000 Building $139,975
2023		$167,925 (-) Land $30,000 Building $137,925
2022	$2,906.00	$167,925 Land $30,000 Building $137,925	$671,700 (-1.21%) Land $120,000 Building $551,700
2021			$679,900 Land $120,000 Building $559,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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