429 Floating Mill Ln, Silver Point, TN 38582 Property Records

DeKalb County property record for 429 Floating Mill Ln, Silver Point, TN 38582

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,744 sqft · built 2018
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (May 2025)
Tax Bill	$4,704 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021031 01303`

Property Details

APN / Parcel Number

Primary APN	`021031 01303`
Alternative APN	`031 01303`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,744 sqft Living Area
1st Floor Area	2,336 sqft
Upper Floors Area	1,408 sqft
Basement Area	928 sqft
Finished Basement	928 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	244 ft deep x 149 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	708 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	429 FLOATING MILL LN
City	SILVER POINT
State	TN
Zip	38582-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE VILLAGE AT HURRICANE / PLAT 854
Legal Lot Number	4
Jurisdiction	DE KALB TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	920101

Owner

Source: DeKalb County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 FLOATING MILL LN, SILVER POINT, TN 38582-1000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Warranty Deed, Transfer FIRST FREEDOM BANK
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK
Aug 14, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BK
Dec 11, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK
Nov 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jul 6, 2005 · Amount on Record
Deed Document Number	2025219158
Deed Book / Page	594 / 779
Prior Transfer Date	Aug 8, 2018
Prior Transfer Doc	0000184094
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	May 19, 2025
Property Address	429 FLOATING MILL LN, SILVER POINT, TN 38582-1000
Document Number	0005940779
Book / Page	594 / 779
Instrument Date	May 15, 2025
Instrument	219158
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	253 N DENNY RD, LEBANON, TN 37087-0907

Mortgage

Document Number	0000219159
Date	May 19, 2025
Instrument	219159

Lender

Name	FIRST FREEDOM BANK

Agreement

Amount	Amount Recorded
Term	80 Months
Due	Jan 1, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	429 FLOATING MILL LN, SILVER POINT, TN 38582-1000
Document Number	0000192925
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 FLOATING MILL LN SILVER POINT TN 385821000, SILVER POINT, TN 38582-1000

Mortgage

Document Number	0000192925
Date	Jul 27, 2020
Book Page	000470/000571
Instrument	192925

Lender

Name	NORTHPOINTE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Aug 14, 2018
Property Address	429 FLOATING MILL LN, SILVER POINT, TN 38582-1000
Document Number	0000184094
Book / Page	000432 / 000158
Instrument Date	Aug 8, 2018
Instrument	184094
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.23
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 FLOATING MILL VILLAGE RD SILVER POINT TN 38582, SILVER POINT, TN 38582

Mortgage

Document Number	184096
Date	Aug 14, 2018
Book Page	000432/000164
Instrument	184096

Lender

Name	NORTHPOINTE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	429 FLOATING MILL LN, SILVER POINT, TN 38582-1000
Document Number	0000181339
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181339
Date	Dec 14, 2017
Book Page	000420/000938
Instrument	181339

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Nov 7, 2017
Property Address	429 FLOATING MILL LN, SILVER POINT, TN 38582-1000
Document Number	0004190381
Book / Page	000419 / 000381
Instrument Date	Oct 27, 2017
Transaction Type	Transfer
Record Updated	May 2, 2018

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MIDTOWN TRL MOUNT JULIET TN 371222637, MOUNT JULIET, TN 37122-2637

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,704.00 (+45.01%)	$187,400 (-) Land $26,000 Building $161,400
2023		$187,400 (-) Land $26,000 Building $161,400
2022	$3,244.00	$187,400 Land $26,000 Building $161,400	$749,600 (-) Land $104,000 Building $645,600
2021			$749,600 Land $104,000 Building $645,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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