Blount County property record for 435 Five Points Rd, Cleveland, AL 35049
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,257 sqft · built 2018 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Oct 2021) |
| Tax Bill | $531 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-04-18-0-001-001.004 |
| Primary APN | 15-04-18-0-001-001.004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,257 sqft Living Area |
| 1st Floor Area | 1,257 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 67754 |
|---|---|
| Street Address | 435 FIVE POINTS RD |
| City | CLEVELAND |
| State | AL |
| Zip | 35049-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PARK PLACE, MCA/112 PG 3-- |
| Legal Range | 01E |
| Legal Township | 12S |
| Legal Section | 18 |
| Legal Subdivision | PARK PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 50200 |
Source: Blount County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 FIVE POINTS RD, CLEVELAND, AL 35049-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage TJC MORTGAGE INC |
| Jan 8, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2019 |
| Deed Document Number | 202110032546 |
| Deed Book / Page | 2021 / 37932 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 435 FIVE POINTS RD, CLEVELAND, AL 35049-3303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/39735 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 2021/39735 |
| Instrument | 10032547 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Jan 8, 2019 |
| Property Address | 435 FIVE POINTS RD, CLEVELAND, AL 35049-3303 |
| Document Number | 002019/399 |
| Book / Page | 2019 / 399 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1615 MOUNTAIN GAP RD, BLOUNTSVILLE, AL 35031-4939 |
| Name | Verified Name |
|---|---|
| Address | 435 FIVE POITNS ROAD, CLEVELAND, AL 35049-3303 |
| Document Number | 002019/402 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 2019/402 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | TUSCALOOSA, AL 35406 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Blount County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Cleveland Town |
| Unified School District | Blount County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $531.00 (-1.12%) | $18,140 (-0.98%) | $181,380 (-0.97%) |
| 2024 | $537.00 (+5.71%) Homeowner's exemption | $18,320 (+5.05%) Land $1,800 Building $16,520 | $183,160 (+5.05%) Land $18,000 Building $165,160 |
| 2023 | $508.00 (+17.59%) Homeowner's exemption | $17,440 (+15.5%) Land $1,800 Building $15,640 | $174,360 (+15.59%) Land $18,000 Building $156,360 |
| 2022 | $432.00 Homeowner's exemption | $15,100 Land $1,800 Building $13,300 | $150,840 Land $18,000 Building $132,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND WATER WORKS serves 3,516 people · EPA ID AL0000101 |
|---|---|
| Water Source | Purchased surface water from BLOUNT COUNTY WATER AUTHORITY |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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