161 Five Points Rd, Cleveland, AL 35049 Property Records

Blount County property record for 161 Five Points Rd, Cleveland, AL 35049

Property Summary

Property Type	Single Family Home
Details	1,138 sqft · built 1922
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$335 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-04-18-0-001-018`

Property Details

APN / Parcel Number

Primary APN	`15-04-18-0-001-018`
Alternative APNs	`021788` `21788` `64169`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	64169
Street Address	161 FIVE POINTS RD
City	CLEVELAND
State	AL
Zip	35049-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SW/NE E 396 NE 673 TO N R/W FIVE PTS RD NE ALG R/W 203 TO POB CONT NE 100 NW 191 SW 125 SE 171 TO POB--
Legal Range	01E
Legal Township	12S
Legal Section	18
Jurisdiction	BLOUNT AL
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1050
Census Tract	50200

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 FIVE POINTS RD, CLEVELAND, AL 35049-3306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2016
Deed Sale	Dec 22, 2016
Deed Book / Page	2016 / 34290
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0000367995
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	161 FIVE POINTS RD, CLEVELAND, AL 35049-3306
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/82111
Date	Nov 8, 2019
Book Page	2019/82111
Instrument	10011582

Lender

Name	WINSOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Cleveland Town
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$335.00 (+7.03%)
2025	$313.00	$9,660 (-)	$96,500 (-) Land $8,400 Building $88,100
2024	$313.00 (+6.1%)	$9,660 (+6.15%) Land $600 Building $9,060	$96,500 (+6.21%) Land $6,000 Building $90,500
2023	$295.00 (+17.53%)	$9,100 (+17.57%) Land $600 Building $8,500	$90,860 (+17.57%) Land $6,000 Building $84,860
2022	$251.00	$7,740 Land $600 Building $7,140	$77,280 Land $6,000 Building $71,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND WATER WORKS serves 3,516 people · EPA ID AL0000101
Water Source	Purchased surface water from BLOUNT COUNTY WATER AUTHORITY
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30