Steele County property record for 435 E School St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,680 sqft · built 1968 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,732 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-015-4102 |
| Primary APN | 17-015-4102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,680 sqft Finished Area |
| Basement Area | 1,060 sqft |
| Finished Basement | 1,060 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,064 sqft (0.254 acres) |
| Garage Type | Detached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 435 E SCHOOL ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 10R. OF W1/2 OF E1/2 OF THE E1/2 OF NE1/4 OF NW1/4 EXCEPT W 98' |
| Legal Range | 20 |
| Legal Township | 107 |
| Legal Section | 15 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960700 |
Source: Steele County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 E SCHOOL ST, OWATONNA, MN 55060-3050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Intrafamily Transfer, Transfer |
| Nov 21, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Nov 21, 2025 |
| Property Address | 435 E SCHOOL ST, OWATONNA, MN 55060-3050 |
| Document Number | A000459167 |
| Instrument Date | Nov 20, 2025 |
| Instrument | A000459167 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 E SCHOOL ST, OWATONNA, MN 55060-3050 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 435 E SCHOOL ST, OWATONNA, MN 55060-3050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Nov 21, 2025 |
| Property Address | 435 E SCHOOL ST, OWATONNA, MN 55060-3050 |
| Document Number | A000459168 |
| Instrument Date | Nov 20, 2025 |
| Instrument | A000459168 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 E SCHOOL ST, OWATONNA, MN 55060-3050 |
| Name | Verified Name |
|---|---|
| Address | 435 E SCHOOL ST, OWATONNA, MN 55060-3050 |
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,732.00 (+3.96%) Homeowner's exemption | $280,700 (+5.53%) Land $38,700 Building $242,000 | $280,700 (+5.53%) Land $38,700 Building $242,000 |
| 2025 | $3,590.00 (+3.52%) Homeowner's exemption | $266,000 (+12.52%) Land $38,700 Building $227,300 | $266,000 (+12.52%) Land $38,700 Building $227,300 |
| 2023 | $3,468.00 Homeowner's exemption | $236,400 Land $30,300 Building $206,100 | $236,400 Land $30,300 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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