420 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 420 E School St, Owatonna, MN 55060

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,680 sqft · built 1880
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Nov 2019)
Tax Bill	$3,590 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-118-0105`

Property Details

APN / Parcel Number

Primary APN	`17-118-0105`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	420 E SCHOOL ST
City	OWATONNA
State	MN
Zip	55060-3026
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DUNNELL AND FARMER BLK.1 E. 41/2 RODS OF LOT 5 DUNNELL & FARMER
Legal Section	TW
Legal Subdivision	DUNNELL AND FARMER
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2030
Census Tract	960200

Owner

420 E School St, a residential property, is owned by two individuals who bought it in November 2019.

Source: Steele County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1802 13TH ST NW, FARIBAULT, MN 55021-2851
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Dec 12, 2005 · Amount on File
Deed Document Number	2019426216
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Nov 6, 2019
Property Address	420 E SCHOOL ST, OWATONNA, MN 55060-3026
Document Number	A000426216
Instrument Date	Oct 28, 2019
Instrument	A000426216
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 13TH ST NW, FARIBAULT, MN 55021-2851

Mortgage

Document Number	A000426217
Date	Nov 6, 2019
Instrument	A000426217

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 420 E School St was $3,590, up 7% from the year before.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,590.00 (+7.04%)	$199,500 (+4.45%) Land $37,700 Building $161,800	$199,500 (+4.45%) Land $37,700 Building $161,800
2025	$3,354.00	$191,000 Land $36,300 Building $154,700	$191,000 Land $36,300 Building $154,700
2023	$3,084.00	$160,600 Land $30,500 Building $130,100	$160,600 Land $30,500 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 E School St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 E School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20