435 E Phelps St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 435 E Phelps St, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2004
Square Footage3,044 sqft Living Area
Lot Size12,420 sqft (0.285 acres)
Pool440 sqft
OccupancyOwner Occupied
Last Sale$466,000 (2013)
Tax Bill$3,873.00 (2025)

Property Details

APN / Parcel Number

Primary APN309-29-151

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Building Area3,044 sqft Living Area
1st Floor3,044 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area12,420 sqft (0.285 acres)
Parking Spaces3 Parking Spaces
Pool Area440 sqft Pool
Patio Area250 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address435 E PHELPS ST
CityGILBERT
StateAZ
Zip85295-1593
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVINTAGE RANCH MCR 571-24
Legal Range06E
Legal Township01S
Legal Section31
Legal QuarterSE
Legal Quarter QuarterSW
Legal SubdivisionVINTAGE RANCH
Legal Lot Number151
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2003
Census Tract815300

Owner

Source: Maricopa County records · APN 309-29-151

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address435 E PHELPS ST, GILBERT, AZ 85295-1593
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 04, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2013 · Amount on Record
Deed SaleNov 22, 2013 · Amount on Record
Prior SaleNov 22, 2013
Deed Doc Number20131008303
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address435 E PHELPS ST, GILBERT, AZ 85295-1593
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000941158
DateNov 21, 2019
Instrument20190941158
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate8.25%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address435 E PHELPS ST, GILBERT, AZ 85295-1593
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 E PHELPS ST, GILBERT, AZ 85295-1593

Mortgage

Document Number0000392664
DateMay 04, 2022
Instrument20220392664
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 03, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$74,700 (-1.14%)$747,000 (-1.14%) Land $149,400 Building $597,600
2025$3,873.00 (+3.83%)
2024$75,560$755,600 Land $151,100 Building $604,500
2023$3,730.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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