432 E Phelps St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 432 E Phelps St, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,044 sqft · built 2003
Lot Size	0.283 acres (12,330 sqft)
Owner	Individual Name on File
Last Sale	$888,000 (Sep 2023)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-29-147`

Property Details

APN / Parcel Number

Primary APN	`309-29-147`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,044 sqft Living Area
1st Floor Area	3,044 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,330 sqft (0.283 acres)
Parking Spaces	3 Parking Spaces
Pool Area	418 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	432 E PHELPS ST
City	GILBERT
State	AZ
Zip	85295-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINTAGE RANCH MCR 571-24
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	VINTAGE RANCH
Legal Lot Number	147
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2027
Census Tract	815300

Owner

Source: Maricopa County records · APN 309-29-147

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	432 E PHELPS ST, GILBERT, AZ 85295-2091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Nov 25, 2015
Deed Document Number	20230508375
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2023
Property Address	432 E PHELPS ST, GILBERT, AZ 85295-2091
Document Number	0000508375
Map Reference	MB 571 PG 24
Instrument Date	Aug 31, 2023
Instrument	20230508375
Transaction Type	Transfer
Record Updated	Oct 06, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2373 E FANDANGO DR, GILBERT, AZ 85298-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1357 W PORT A SAIL, GILBERT, AZ 85233-6618

Mortgage

Document Number	0000508376
Date	Sep 28, 2023
Instrument	20230508376

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,170 (-1.08%)	$741,700 (-1.08%) Land $148,300 Building $593,400
2025	$3,829.00 (+3.82%)
2024		$74,980 (+19.49%)	$749,800 (+19.49%) Land $149,900 Building $599,900
2023	$3,688.00 (+3.36%)	$62,750 Land $12,550 Building $50,200	$627,500 Land $125,500 Building $502,000
2022	$3,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138153002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.