435 E Main St, Peru, IN 46970 Property Records

Miami County property record for 435 E Main St, Peru, IN 46970 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1967
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`021-80816-00`

Property Details

APN / Parcel Number

Primary APN	`021-80816-00`
Alternative APNs	`52-08-27-102-062.000-016` `00900525271`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
1st Floor Area	856 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Terrain	High
Garage Type	Mixed
Garage Area	1,168 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00900525271
Street Address	435 E MAIN ST
City	PERU
State	IN
Zip	46970-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-80816-00 SMITHS 3RD AD E1/2 LOT 38 43 108 16000
Legal Subdivision	SMITHS 3RD AD
Legal Lot Number	38
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2008
Census Tract	952400

Owner

Source: Miami County records · APN 021-80816-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 S LINCOLN ST, PERU, IN 46970-2543
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Transfer on Death Deed, Transfer
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 02, 2022
Transfer Doc	20220525128
Record Updated	Sep 20, 2026

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI IN
Recording Date	Nov 14, 2022
Property Address	435 E MAIN ST, PERU, IN 46970-2522
Document Number	20220525128
Instrument Date	Nov 02, 2022
Instrument	20220525128
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 S LINCOLN ST, PERU, IN 46970-2543

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	435 E MAIN ST, PERU, IN 46970-2522
Transaction Type	Mortgage
Record Updated	Nov 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20170524721
Date	Oct 23, 2017
Instrument	20170524721

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2037

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (+37.6%)	$87,800 (+41.84%) Land $3,600 Building $84,200	$87,800 (+41.84%) Land $3,600 Building $84,200
2024	$1,298.00 (+2.93%)
2023	$1,261.00	$61,900 Land $3,600 Building $58,300	$61,900 Land $3,600 Building $58,300
2022	$1,261.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 531 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Metronet Holdings, Good Connections. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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