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434 E Main St, Peru, IN 46970 Property Records

Miami County property record for 434 E Main St, Peru, IN 46970 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,820 sqft · built 1910
Lot Size0.13 acres (5,676 sqft)
OwnerIndividual Name on File
Last Sale$133,900 (Sep 2013)
Tax Bill$1,580 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN021-81259-00

Property Details

APN / Parcel Number

Primary APN021-81259-00
Alternative APNs
  • 52-08-27-102-084.000-016
  • 00681946300

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,820 sqft Living Area
1st Floor Area1,820 sqft
Basement Area910 sqft
Unfinished Basement910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1968
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,676 sqft (0.13 acres)
Lot Dimensions86 ft deep x 66 ft wide
TerrainHigh
Garage TypeMixed
Garage Area360 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00681946300
Street Address434 E MAIN ST
CityPERU
StateIN
Zip46970-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description021-81259-00 SMITH 3RD AD S 1/2 LOT 51 43 112 59000
Legal SubdivisionSMITHS THIRD ADDITION
Legal Lot Number51
JurisdictionMIAMI IN
Township / Civil DivisionPERU
Census Block Group1
Census Block1012
Census Tract952400

Owner

Source: Miami County records · APN 021-81259-00

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address434 E MAIN ST, PERU, IN 46970-2521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Nov 07, 2022Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2013 · Amount on Record
Deed SaleSep 25, 2013 · Amount on Record
Prior SaleDec 16, 2008 · Amount on Record
Deed Document Number2013524351
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Recording DateJul 08, 2026
Property Address434 E MAIN ST, PERU, IN 46970-2521
Document Number0000522489
Instrument DateJun 30, 2026
Instrument2026522489
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E MAIN ST, PERU, IN 46970-2521

Mortgage

Document Number0000522489,
DateJul 08, 2026
Instrument2026522489
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address434 E MAIN ST, PERU, IN 46970-2521
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E MAIN ST, PERU, IN 46970-2521

Mortgage

Document Number20220525046
DateNov 07, 2022
Instrument20220525046
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueDec 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMiami County
County SubdivisionPeru Township
MunicipalityPeru City
Unified School DistrictPeru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,580.00 (+23.92%) Homeowner's exemption$172,300 (+50.88%) Land $5,200 Building $167,100$172,300 (+50.88%) Land $5,200 Building $167,100
2024$1,275.00 (+11.65%)
2023$1,142.00$114,200 Land $5,200 Building $109,000$114,200 Land $5,200 Building $109,000
2022$1,142.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181039524001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 531 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Metronet Holdings, Good Connections. Availability varies by address; speeds are provider-advertised maximums, not measured.

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