435 E Girard Rd, Coldwater, MI 49036 Property Records

Branch County property record for 435 E Girard Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Aug 2023)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-022-100-010-01`

Property Details

APN / Parcel Number

Primary APN	`030-022-100-010-01`

Exterior

Lot Area	90,169 sqft (2.07 acres)

Location & Zoning

Street Address	435 E GIRARD RD
City	COLDWATER
State	MI
Zip	49036-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIRARD TWP/T5S R6W, SEC 22: COM 500 FT E OF NW COR OF E1/2 NW1/4, TH E 300 FT S 300 FT W 300 FT N 300 FT TO P.O.B. (2.07)
Jurisdiction	BRANCH MI
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2066
Census Tract	950100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 E GIRARD RD, COLDWATER, MI 49036-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit MARSHALL COMMUNITY CREDIT UNION
Aug 17, 2023	Warranty Deed, Transfer EVONS TITLE, DEVON TITLE
Aug 17, 2023	Warranty Deed, Transfer EVONS TITLE, DEVON TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Document Number	20234449
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Apr 2, 2026
Property Address	435 E GIRARD RD, COLDWATER, MI 49036-9642
Document Number	0000001698
Instrument Date	Mar 19, 2026
Instrument	20261698
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E GIRARD RD, COLDWATER, MI 49036-9642

Mortgage

Document Number	0000001698,
Date	Apr 2, 2026
Instrument	20261698

Lender

Name	MARSHALL COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2041

Interest

Rate	5.35%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 17, 2023
Property Address	435 E GIRARD RD, COLDWATER, MI 49036-9642
Document Number	0202304449
Instrument Date	Jul 24, 2023
Instrument	2023-04449
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 E GIRARD RD, COLDWATER, MI 49036-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 CARMEL HL, GREENEVILLE, TN 37743-4379

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 17, 2023
Property Address	435 E GIRARD RD, COLDWATER, MI 49036-9642
Document Number	0202304448
Instrument Date	Jul 8, 2023
Instrument	2023-04448
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 W CHICAGO ST, COLDWATER, MI 49036-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E GIRARD RD, COLDWATER, MI 49036-9642

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Girard Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,150 (+1.84%)	$216,300 (+1.84%)
2025	$2,850.00 (-3.55%)	$106,200 (+20.82%)	$212,400 (+20.82%)
2024	$2,955.00
2023		$87,900	$175,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
DMCI Broadband Fixed Wireless	100 / 25

May also be available: T-Mobile.

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