422 E Girard Rd, Coldwater, MI 49036 Property Records

Branch County property record for 422 E Girard Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Jun 2019)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Jun 2019 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-015-300-109-00`

Property Details

APN / Parcel Number

Primary APN	`030-015-300-109-00`

Exterior

Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Street Address	422 E GIRARD RD
City	COLDWATER
State	MI
Zip	49036-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT NO 9 VILLAGE OF GIRARD SEC 15 T5S R6W
Legal Range	06W
Legal Township	05S
Legal Section	15
Legal Subdivision	VILLAGE OF GIRARD
Legal Lot Number	9
Jurisdiction	BRANCH MI
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2054
Census Tract	950100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 E GIRARD RD, COLDWATER, MI 49036-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Intrafamily Transfer, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Aug 27, 1997 · Amount on Record
Deed Document Number	20193576
Prior Transfer Date	Jun 3, 2019
Prior Transfer Doc	0201903575
Record Updated	Sep 20, 2026

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 7, 2019
Property Address	422 E GIRARD RD, COLDWATER, MI 49036-9642
Document Number	0201903575
Instrument Date	Jun 3, 2019
Instrument	2019-03575
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 E GIRARD RD, COLDWATER, MI 49036-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E GIRARD RD, COLDWATER, MI 49036-9642

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 7, 2019
Property Address	422 E GIRARD RD, COLDWATER, MI 49036-9642
Document Number	0201903576
Instrument Date	Jun 3, 2019
Instrument	2019-03576
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8931 17 MILE RD, MARSHALL, MI 49068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E GIGETD ROAD, COLDWATER, MI 49036

Mortgage

Document Number	0201903577
Date	Jun 7, 2019
Instrument	2019-03577

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Girard Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,350 (-2.01%)	$160,700 (-2.01%)
2025	$1,178.00 (+2.7%)	$82,000	$164,000
2024	$1,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DMCI Broadband.

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