435 E Carmel St, San Marcos, CA 92078 Property Records

San Diego County property record for 435 E Carmel St, San Marcos, CA 92078

Property Summary

Property Type	Light Industrial
Details	1,316 sqft · built 1987
Lot Size	0.415 acres (18,090 sqft)
Owner	Company Name on Record
Last Sale	$1,650,000 (Dec 2018)
Tax Bill	$21,137 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-370-05-00`

Property Details

APN / Parcel Number

Primary APN	`220-370-05-00`

Interior

Stories	2 Stories
Building Area	1,316 sqft Total Area
Gross Area	11,316 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Lot Area	18,090 sqft (0.415 acres)
View / Lot	Corner
Garage Type	Open

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	435 E CARMEL ST
City	SAN MARCOS
State	CA
Zip	92078-4362
Property Category	Industrial
Property Type	Industrial > Light Industrial
Local Zoning Code	I
Legal Description	LOT 5 TR 010078
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	010078
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3455 VIA LOMA VIS, ESCONDIDO, CA 92029-7724
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Deed of Trust, Mortgage · SBA Mortgage CDC SMALL BUSINESS FINANCE CORP
Dec 19, 2018	Deed of Trust, Mortgage CDC SMALL BUSN FIN
Dec 20, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY-COMMERCIAL DIV, CHICAGO TITLE CO-COM'L DIV
Dec 20, 2018	Grant Deed, Transfer · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	May 12, 1989 · Amount on Record
Deed Document Number	2018522734
Prior Transfer Date	Jan 23, 2016
Prior Transfer Doc	0000038176
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	435 E CARMEL ST, SAN MARCOS, CA 92078-4362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMMERCIAL SERVI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PARK PLZ STE 800 FL 800, 800, IRVINE, CA 92614-5207

Mortgage

Document Number	0000004301
Date	Jan 4, 2019
Instrument	2019-0004301

Lender

Name	CDC SMALL BUSINESS FINANCE CORP
Type	Lending Institution
Address	SAN DIEGO, CA 92106

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2039

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	435 E CARMEL ST, SAN MARCOS, CA 92078-4362
Document Number	0000004297
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NAT'L COM'L SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	435 E CARMEL ST SAN MARCOS CA 920784362, SAN MARCOS, CA 92078-4362

Mortgage

Document Number	0000004297
Date	Jan 4, 2019
Instrument	4297

Lender

Name	CDC SMALL BUSN FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92106

Agreement

Amount	Amount Recorded

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2018
Property Address	435 E CARMEL ST, SAN MARCOS, CA 92078-4362
Document Number	0000522733
Instrument Date	Dec 13, 2018
Instrument	522733
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	CHICAGO TITLE COMPANY-COMMERCIAL DIV, CHICAGO TITLE CO-COM'L DIV

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	128 FLAMINGO AVE NAPLES FL 341082105, NAPLES, FL 34108-2105

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2018
Property Address	435 E CARMEL ST, SAN MARCOS, CA 92078-4362
Document Number	0000522734
Map Reference	MAP 10078
Instrument Date	Nov 29, 2018
Instrument	2018-0522734
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY COMME

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 VIA LORNA VISTA, ESCONDIDO, CA 92029

Mortgage

Document Number	0000522735
Date	Dec 20, 2018
Instrument	2018-0522735

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000522736
Date	Dec 20, 2018
Instrument	2018-0522736

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,877,413 (+2%) Land $739,586 Building $1,137,827
2025	$21,137.00 (+7.52%)	$1,840,602 (+4.04%) Land $725,085 Building $1,115,517
2023	$19,658.00 (+1.36%)	$1,769,131 Land $696,930 Building $1,072,201
2022	$19,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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