San Diego County property record for 411 E Carmel St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,435 sqft · built 1961 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Aug 1996) |
| Tax Bill | $2,361 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 220-201-82-00 |
| Primary APN | 220-201-82-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,435 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Old Parcel Number | 2202010300 |
|---|---|
| Street Address | 411 E CARMEL ST |
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-4338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | L-I |
| Legal Description | BLK 58 LOT 23 (EX ST)DOC96-442445 IN TR 000806 |
| Legal Subdivision | RANCHO LOS VALLECITOS DE SAN M |
| Legal Tract | 000806 |
| Legal Block | 58 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20310 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 921, SAN MARCOS, CA 92079-0921 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAWYERS TITLE |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WARREN M PHILLIPS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 1996 · Amount on Record |
| Deed Sale | Aug 30, 1996 · Amount on Record |
| Deed Document Number | 1996442445 |
| Last Transfer Date | May 13, 2004 |
| Transfer Doc | 0000458978 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2026 |
| Property Address | 411 E CARMEL ST, SAN MARCOS, CA 92078-4338 |
| Document Number | 0000152375 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026152375 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000152375, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026152375 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 411 E CARMEL ST, SAN MARCOS, CA 92078-4338 |
| Document Number | 0000114958 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 411 E CARMEL ST SAN MARCOS CA 920784338, SAN MARCOS, CA 92078-4338 |
| Document Number | 0000114958 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 114958 |
| Name | WARREN M PHILLIPS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $207,627 (+2%) Land $107,967 Building $99,660 | |
| 2025 | $2,361.00 (+7.56%) | $203,556 (+4.04%) Land $105,850 Building $97,706 |
| 2023 | $2,195.00 (+1.39%) | $195,654 Land $101,741 Building $93,913 |
| 2022 | $2,165.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Astound Broadband, Cox Communications, San Diego Broadband, T-Mobile, Verizon.
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