Louisa County property record for 435 Cosner Rd, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,431 sqft · built 1991 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,263 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 66 10 A1 |
| Primary APN | 66 10 A1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11060 |
|---|---|
| Street Address | 435 COSNER RD |
| City | LOUISA |
| State | VA |
| Zip | 23093-2830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | 3 CHOP RD DB 558/560 1.748 AC |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | PATRICK HENRY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950400 |
435 Cosner Rd is owned and occupied by an individual.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 COSNER RD, LOUISA, VA 23093-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 435 Cosner Rd was $2,263, up 9.6% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,215 (+6.3%) Land $48,700 Building $285,515 | $334,215 (+6.3%) Land $48,700 Building $285,515 | |
| 2025 | $2,263.00 (+9.59%) | $314,400 Land $39,400 Building $275,000 | $314,400 Land $39,400 Building $275,000 |
| 2024 | $2,065.00 | ||
| 2023 | $261,800 Land $31,300 Building $230,500 | ||
| 2022 | $1,007.00 | $261,800 Land $31,300 Building $230,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Cosner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Cosner Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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