Louisa County property record for 325 Cosner Rd, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1978 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,383 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 66 16 |
| Primary APN | 66 16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 400 sqft |
| Storage Building | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2218 |
|---|---|
| Street Address | 325 COSNER RD |
| City | LOUISA |
| State | VA |
| Zip | 23093-2831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | 3 CHOP RD DB224/212 1.50 AC .00 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | PATRICK HENRY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950400 |
325 Cosner Rd is owned and occupied by two individuals.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 COSNER RD, LOUISA, VA 23093-2831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 325 COSNER RD, LOUISA, VA 23093-2831 |
| Document Number | 0000005730 |
| Book / Page | 001517 / 000274 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 325 COSNER RD LOUISA VA 230932831, LOUISA, VA 23093-2831 |
| Document Number | 0000005730 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 001517/000274 |
| Instrument | 5730 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2047 |
The 2025 property tax bill for 325 Cosner Rd was $1,383, up 8% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,720 (+7.09%) Land $51,300 Building $154,420 | $205,720 (+7.09%) Land $51,300 Building $154,420 | |
| 2025 | $1,383.00 (+8.05%) | $192,100 Land $41,300 Building $150,800 | $192,100 Land $41,300 Building $150,800 |
| 2024 | $1,280.00 | ||
| 2023 | $163,500 Land $32,500 Building $131,000 | ||
| 2022 | $580.00 | $163,500 Land $32,500 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 Cosner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 325 Cosner Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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