Somerset County and Bedminster Township property record for 435 Cardinal Ln, Bedminster, NJ 07921
| Property Type | Single Family Home |
|---|---|
| Details | 1,520 sqft · built 1998 |
| Lot Size | 0.083 acres (3,611 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (May 2024) |
| Tax Bill | $5,910 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00059-04-00435 |
| Primary APN | 01-00059-04-00435 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,520 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 3,611 sqft (0.083 acres) |
| Old Parcel Number | 010005904004350000CONDO |
|---|---|
| Street Address | 435 CARDINAL LN |
| City | BEDMINSTER |
| State | NJ |
| Zip | 07921-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ADDITIONAL LOTS: LONG MEADOW MODEL E |
| Legal Subdivision | LONG MDW SEC 1 |
| Legal Block | 59.4 |
| Legal Lot Number | 435 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BEDMINSTER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 52905 |
435 Cardinal Ln is owned and occupied by an individual who bought it in May 2024.
Source: Somerset County and Bedminster Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Aug 15, 2016 · Amount on File |
| Deed Document Number | 202410583 |
| Deed Book / Page | 7555 / 2317 |
| Prior Transfer Date | Dec 21, 2007 |
| Prior Transfer Doc | 0000002761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 2, 2024 |
| Property Address | 435 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Document Number | 0000010583 |
| Book / Page | 7555 / 2317 |
| Instrument Date | May 2, 2024 |
| Instrument | 2024010583 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Title Company | MAGUIRE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Name | Verified Name |
|---|---|
| Address | 435 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Document Number | 0000010584 |
|---|---|
| Date | May 2, 2024 |
| Book Page | 7555/2322 |
| Instrument | 2024010584 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 435 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Title Company | ALL AHEAD TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025200 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 7526/2033 |
| Instrument | 2023025200 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 435 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNIVERSAL SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000046048 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 7170/2321 |
| Instrument | 2019046048 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 435 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000000597 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 7293/145 |
| Instrument | 2021000597 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 435 Cardinal Ln was $5,910, up 2.8% from the year before.
Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bedminster Township |
| Unified School District | Bedminster Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,200 (+6.78%) Land $240,300 Building $283,900 | $524,200 (+6.78%) Land $240,300 Building $283,900 | |
| 2025 | $5,910.00 (+2.82%) | $490,900 Land $224,600 Building $266,300 | $490,900 Land $224,600 Building $266,300 |
| 2024 | $5,748.00 | ||
| 2023 | $424,600 Land $194,300 Building $230,300 | $424,600 Land $194,300 Building $230,300 | |
| 2022 | $5,652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Cardinal Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Cardinal Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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